VOO Word Sense - Wallsti

"HOLD" - highly voted

Ok, I definitely picked the wrong day to buy (intel 700k yolo update) 2024-08-02T21:05:03+00:00 1604 wallstreetbets

You're not a genius stock picker.
You stupid bitch.
You still have a life changing amount of money left and you still won't admit that you're just fucking wrong.
Sell the fucking shares and buy something diversified if you want to hold for a decade.
When you graduate start saving the way your grandmother did and deposit $200k.

Dad just bought $45k worth of NVDA and said he's holding it for 5 years 2024-09-13T12:50:01+00:00 68 wallstreetbets

Over a very long period of time, QQQ gives higher returns than an S&P500 ETF like VOO (which holds stocks on both NYSE and NASDAQ).
QQQ holds the top 100 companies on the NASDAQ.
However, while the peaks are higher than the S&P500, the dips are deeper, due to less diversification.
The NASDAQ is a more recent stock exchange (created in the 70s, they were the first to go electronic).
All the cool kids like Apple, NVIDIA, Amazon, Costco, etc.

NVIDIA (NVDA) Stock - Wait? or Sell? 2024-03-07T20:55:41+00:00 56 investing

* It is very high because recent quarterly earnings have shown a massive increase in demand for NVIDIA's AI chips.
* It depends on which future you think is more probable vs your risk vs reward aversion.
* Based on this + how much tech is hyping AI-related shit, the Market thinks the demand will only grow.
* All it takes is for the market to get bored and plateau on AI, or for a comparable AI-chip competitor to reign in NVDA's massive profit margin.
* NVDA for now holds a pretty good monopoly on majority of AI chips just by being first to market in a certain way.

"HOLD" - recently

Rate My Portfolio - r/Stocks Quarterly Thread December 2024 2024-12-21T19:03:04+00:00 2 stocks

I just sold a lot of BN and VOO to buy my other positions and get some cash on the side.
I think I want to sell UBER and MSFT to buy more GOOG.
I wanted to buy NVR, POOL and OXY but figured itd best to just buy BRK.B that holds those assets.
I am worried about a market correction, so I bought some BRK.B and SCHD to get some hedge.
And then distribute my cash equally between BRK.B, SCHD and VOO.

Daily Discussion Thread for December 19, 2024 2024-12-19T16:35:37+00:00 2 wallstreetbets

I like to get ballsy in this sub, but I'm real conservative in my Roth or long-term holds (15-30 years)
The only thing I can say is to watch out for the fee structure of some of the funds.
One of the reasons VOO/VTI is so preferred is because it has such a low maitance fee.
SPMO may beat VOO by total return, but how does the fee factor into that?
(for example, say SPMO beats VOO by a full percent annually, but their fee is 1.5%.

VXUS - to sell or to keep? 2024-12-19T05:11:01+00:00 5 investing

I prefer to have both and I don't care about the past few years.
Why not simplify it to just VTI + VXUS at a % allocation that you're comfortable with?
I hold it because I want diversification beyond the USA over the next 25 years before I retire.
I buy 80/20 in favor of VTI every two weeks and will continue doing so until I'm 10 years from retirement, at which time I'll start to add bonds, treasuries, and cash.
Ex US outperformed in the decade prior.

"SELLING" - highly voted

We are selling our home and will have $800,000.00 cash to invest. 2024-06-24T15:24:22+00:00 253 investing

If the bond rates drop you may end up realizing a decent profit on your bonds by selling on the secondary market.
If you're looking for growth and don't plan on buying another house, then just put it in VOO and come back in 10 years.
Pretty much set up some CDs and treasuries like your financial advisor said.
Might be enough to live on if you are still part time working.
Get a 1 or 2 BR APT and chill.

How Can I Stop Missing Out on these Mega Bull Runs? Feeling Like the Dumbest Investor... 2024-11-13T04:27:43+00:00 86 stocks

Invest in VOO until you learn to understand fundamentals.
Thousands of people have lost tons of money on these companies by buying and selling at the wrong time.
You are literally letting emotion guide your trading.

NVIDIA (NVDA) Stock - Wait? or Sell? 2024-03-07T20:34:28+00:00 48 investing

eventually you will have to pull the trigger yourself.
if you are worried and cant handle the risk, then yes, selling and going back to VOO is fine.
personally, i sold 1/3 of my stake before earnings.
when/if nearing 1000 ill keep an eye on the charts and judge momentum.
if at any point it sells off 10-20% ill probably sell and wait for it to settle and get back in later.

"SELLING" - recently

The More Aggressive The Better 2024-12-20T01:34:41+00:00 2 investing

With a high disposable income and early years in the investing game, large drops in the stock market don't really hurt as much as when you have 10+ years of investing saved up.
Chances are also low that you will be pressured into immediately selling for an emergency.
Why not just pick a small basket of stocks and just consolidate from the Top 100?

Rip to millions of portfolios today 2024-12-19T05:59:18+00:00 2 wallstreetbets

Same, but thankfully I only bought one more share of VOO to add to what I already had with funds from selling my losses to even out profits for taxes.

What is the most important investing lesson you've learned that everyone should know? 2024-12-15T04:07:14+00:00 3 investing

They both track the same index but SPLG is .01% cheaper on the expense ratio so if I had to sell VOO (.03% exp) to take a tax loss you can't buy VOO back within 30 days.
That leaves a few options like IVV .03% exp and SPY .09% or SPLG .02%.
It's a very small difference, so it's not worth selling VOO to buy SPLG unless you were taking advantage of a low market to harvest tax losses.
No reason other than for tax loss harvesting.
Of course this info only applies to a taxable brokerage account.

"POSITION" - highly voted

Up 300K on trading APP earnings in a week. Should I sell? 2024-11-10T05:21:16+00:00 1137 wallstreetbets

At least trim 80% of your position and let the rest ride if you really need to hold.

This year in a nutshell 2024-10-18T13:32:20+00:00 342 wallstreetbets

Basically VOO and VTI offer nearly identical returns, so when you have money in one, and the market takes a shit, both will take an equal sized shit.
So you sell some of your position in one and buy the other.
You can can then write off up to $3000 in losses per year from your ordinary income.
So you're making $100k you save about $720 in taxes from doing a single transaction in the year.
The losses don't matter if you're planning on keeping the money in those funds anyway, might as well save a few hundred bucks a year when you see a big selloff.

Why VOO and chill over other ETFs that outperform VOO over 1/3/5/10 yrs? 2024-01-08T18:12:03+00:00 87 investing

The chill philosophy is to be hands off and completely passive, not adjusting to trends.
When long term investing, you don't want to ever be in the position where you have to exchange funds (in a taxable account) and create a taxable event.
Thematic ETFs like the ones you posted tend to have higher expense ratio.
We are in a tech and semiconductor run, so thematic focused ETFs might perform better now, but it's a better idea to follow the whole market trend instead of sector trends.
Otherwise, looking back to point #1, you'll have to change up investments down the line creating a taxable event.

"POSITION" - recently

Rate My Portfolio - r/Stocks Quarterly Thread December 2024 2024-12-21T19:03:04+00:00 2 stocks

I just sold a lot of BN and VOO to buy my other positions and get some cash on the side.
I think I want to sell UBER and MSFT to buy more GOOG.
I wanted to buy NVR, POOL and OXY but figured itd best to just buy BRK.B that holds those assets.
I am worried about a market correction, so I bought some BRK.B and SCHD to get some hedge.
And then distribute my cash equally between BRK.B, SCHD and VOO.

Inherited 100k in stocks. 2024-12-20T04:11:05+00:00 2 investing

My suggestion would be as follows: Sell 50% of each position at the same time, on the same day in calendar year 2024.
Immediately take 1/2 of the new cash in the account and buy VOO (Vanguard S&P 500 Index ETF).
You are preforming a real time experiment to see how your picks.. ETFs, mutual funds, or individual stocks compare with the S&P 500.
You are overweight on healthcare and energy and have nominal exposure to tech and not a single Mag7 stock.
You never pay taxes on interest, dividends, and share price appreciation in a ROTH so long as you take the money out after you retire.

One thing I learned this year is to just trust my gut... 2024-12-16T01:29:20+00:00 2 wallstreetbets

Having stake in the game makes it interesting.
I started out throwing 20.00 in stocks I had a gut feeling about.
Won some and definitely lost (NIO, Roblox etc) it helped me learn and the stakes were super low.
I was in the same position of being cash strapped but 10.00 is fine.
Ultimately most of your money should be in VOO anyways.

"TECH" - highly voted

Stop Buying Intel Calls - Remember They Have Fucking Sucked Ass Since 2000 2024-05-10T23:59:37+00:00 225 wallstreetbets

Had 200 INTC shares since the early 2010s and doubled down with another 200 shares in 2020 so my losses aren't so much bad so much as INTC having been a fucking show and being inferior to no stress VOO.
Is getting billions pumped into them by Biden, Dems/Reps, and the US government who are incentivized for them to win.
2000 was the peak for many tech stocks.
If anything this is probably the most bullish thing I've seen for INTC in a long time.
INTC is trying to pull off a turn around.

Why VOO and chill over other ETFs that outperform VOO over 1/3/5/10 yrs? 2024-01-08T18:12:03+00:00 87 investing

The chill philosophy is to be hands off and completely passive, not adjusting to trends.
When long term investing, you don't want to ever be in the position where you have to exchange funds (in a taxable account) and create a taxable event.
Thematic ETFs like the ones you posted tend to have higher expense ratio.
We are in a tech and semiconductor run, so thematic focused ETFs might perform better now, but it's a better idea to follow the whole market trend instead of sector trends.
Otherwise, looking back to point #1, you'll have to change up investments down the line creating a taxable event.

NVIDIA (NVDA) Stock - Wait? or Sell? 2024-03-07T20:55:41+00:00 56 investing

* It is very high because recent quarterly earnings have shown a massive increase in demand for NVIDIA's AI chips.
* It depends on which future you think is more probable vs your risk vs reward aversion.
* Based on this + how much tech is hyping AI-related shit, the Market thinks the demand will only grow.
* All it takes is for the market to get bored and plateau on AI, or for a comparable AI-chip competitor to reign in NVDA's massive profit margin.
* NVDA for now holds a pretty good monopoly on majority of AI chips just by being first to market in a certain way.

"TECH" - recently

P/E Ratios in the Tech Sector 2024-12-21T00:11:12+00:00 4 StockMarket

High P/E ratio tech stocks tend to be very speculative and volatile currently in the market.
My personal view is there's plenty of room for innovation, with growing demands for processing power and novel solutions to modern problems, not to mention the soon-to-be boom in quantum computing.
I'm not a fan (at all) of the so-called 'meme stocks' or poor financial credentials, so stay well clear of speculation on 'promising' companies (aka I don't listen to the media).
I've stuck with VOO and Berkshire Hathaway for a diverse investment strategy, making the most of market upside potential and clear financial strength of specific entities and not had to worry about market volatility.
Hi, it depends on your expected time in the market and risk allocation.

Inherited 100k in stocks. 2024-12-20T04:11:05+00:00 2 investing

My suggestion would be as follows: Sell 50% of each position at the same time, on the same day in calendar year 2024.
Immediately take 1/2 of the new cash in the account and buy VOO (Vanguard S&P 500 Index ETF).
You are preforming a real time experiment to see how your picks.. ETFs, mutual funds, or individual stocks compare with the S&P 500.
You are overweight on healthcare and energy and have nominal exposure to tech and not a single Mag7 stock.
You never pay taxes on interest, dividends, and share price appreciation in a ROTH so long as you take the money out after you retire.

Rate My Portfolio - r/Stocks Quarterly Thread December 2024 2024-12-19T17:07:28+00:00 3 stocks

I have a ROTH and a brokerage through Fidelity each with largely the same asset allocation of ETFs.
I'm determining whether I need to rebalance my existing allocations and/or get rid of or add ETFs.
I recognize that VOO, SCHG, and VGT may have significant overlap but I wanted to target more growth and tech stocks.
5% - SPDW (International Developed Large Cap)
5% - VSS (International Developed Mid Cap)

"EARNINGS" - highly voted

NVIDIA (NVDA) Stock - Wait? or Sell? 2024-03-07T20:55:41+00:00 56 investing

* It is very high because recent quarterly earnings have shown a massive increase in demand for NVIDIA's AI chips.
* It depends on which future you think is more probable vs your risk vs reward aversion.
* Based on this + how much tech is hyping AI-related shit, the Market thinks the demand will only grow.
* All it takes is for the market to get bored and plateau on AI, or for a comparable AI-chip competitor to reign in NVDA's massive profit margin.
* NVDA for now holds a pretty good monopoly on majority of AI chips just by being first to market in a certain way.

VOO or VTI - Which is better for long-term investing? 2024-06-07T17:27:43+00:00 40 investing

Most importantly, a company must be highly liquid, must have positive earnings in the most recent quarter and over the 4 most recent quarters combined.
I believe this should help investors with long term results and that's why I pick VOO over VTI.
I don't need thousands of other failing companies dragging me down.
People think VOO "is the 500 largest companies in the US."
It's 500 OF the largest companies selected by the S&P committee that must meet the index criteria.

Building generational wealth without beating the market 2024-04-16T22:11:50+00:00 39 investing

Find and grow a lifetime relationship with a world class spouse who pretty much does the same thing as you in terms of career and earnings focus.
Save and invest AT LEAST 25% to 30% of your W2 income for at least 10 and more realistically about 20 years.
Let me give you the math on investing for generational wealth.
Get a job in a career area with high gross income potential.
Your continual track record of accomplishments and results, your people skills, plus your network equates to your earnings potential.

"EARNINGS" - recently

I keep looking at the market and thinking "It's too hot" 2024-12-20T04:00:19+00:00 2 investing

VOO and chill seems widely endorsed and recommended but I'm also one of those people who's procrastinated most of this year and it probably cost me $80k in missed earnings with how the market went.

Investment Strategy 2025 2024-12-08T05:45:28+00:00 8 StockMarket

It's important to note that high valuations can increase the risk of a market correction, especially if anticipated growth does not materialize.
However, valuations are just one factor to consider, and market dynamics can be influenced by various elements, including economic conditions, interest rates, and investor sentiment.
Its price-to-earnings (P/E) ratio stands at 30.44, indicating that investors are paying $30.44 for every dollar of earnings generated by the companies within the ETF.
A P/E ratio of 30.44 suggests that VOO is trading at a premium compared to historical norms.
This elevated valuation may reflect high investor expectations for future growth, particularly in sectors like technology, which currently constitute about 33% of VOO's holdings.

Starting from ground 0 and all of this is quite overwhelming. 2024-12-05T03:57:27+00:00 2 investing

Sounds like you don't have a lot of bills or expenses but how much do you spend recreationally each month on things like coffee, going out to eat, entertainment etc.
Hopefully it involves a raise and that makes saving more money easier without needing to drastically change your spending.
Beyond that, find ways to make yourself important at your job and stay relevant to keep career progression up.
If you can work out a way to save and invest $400 a month in 30 years you'll have almost a million, but it takes time.
I'm a believer anyone mentally fit can find a way to do this through increasing earnings and savings and cutting spending where appropriate.