ALLY
Outperforming without a clear catalyst yet
- ALLY +2.40% on the last session vs SPY −0.00%: +2.4 pts of stock-specific move.
- Earnings Tue before the open: EPS $1.43 expected (6 analysts).
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
Bargain & stretch prices
Prices ALLY only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Today | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
37.18 +1.2% reached 3 in 10 days reached today |
37.74 +2.7% reached 3 in 10 weeks |
| Now | 37.62 · prior close 36.74 | |
| Bargain buy side |
36.30 -1.2% reached 3 in 10 days |
35.77 -2.7% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Today | ||||
| Patient | 36.16 | 2 in 10 days | 37.33 | 2 in 10 days |
| Balanced | 36.30 | 3 in 10 days | 37.18 | 3 in 10 days |
| Eager | 36.43 | 4 in 10 days | 37.05 | 5 in 10 days |
| Next 5 sessions | ||||
| Patient | 35.45 | 2 in 10 weeks | 38.07 | 2 in 10 weeks |
| Balanced | 35.77 | 3 in 10 weeks | 37.74 | 3 in 10 weeks |
| Eager | 36.06 | 4 in 10 weeks | 37.44 | 5 in 10 weeks |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From ALLY's daily swings (about 1.2% a day lately), anchored on the Oct 14 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 14 close
Big drop and big gain: among ALLY's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| All-time closing high Jun 1, 2021 |
47.29 +25.7% |
| 52-week closing high Jun 29, 2026 |
46.92 +24.7% |
| 200-day average | 41.92 +11.4% |
| 50-day average | 40.93 +8.8% |
| Stretch, next 5 sessions | 37.74 +0.3% |
| Now | 37.62 |
| Previous close Oct 14, 2026 |
36.74 -2.3% |
| Bargain, next 5 sessions | 35.77 -4.9% |
| 52-week closing low Mar 16, 2026 |
35.47 -5.7% |
Closing prices (all-time = the 13 years Yahoo has). Percentages are the distance from now. These are levels people watch, not levels the price has to respect. Not advice.