BAC
Moving with the market
- BAC −0.05% on the last session vs SPY +0.10%: −0.1 pts of stock-specific move.
- Reported 3Q2026 Oct 14 before the open: EPS $0.91 vs $1.11 expected (miss, −$0.20, −17.8%); revenue $30.0B (-2.2% miss). The stock moved -4.8% on Wed's session (-3.7 pts vs SPY).
- Guidance: No forward guidance provided; release reports 3Q26 results with adjusted EPS of $1.08 and revenue of $30.0B. (release)
- Aftermath, big drop (Oct 14): After its 54 big drops in the past 5 years, BAC was higher a month later 33 times out of 54; half the outcomes fell between -2.9% and +8.5%. History, not a forecast.
- 7 Reddit mentions in the past 24 hours, 78% positive over the week.
- 7 analyst actions in the past 10 days (1 positive, 6 negative); latest: Baird upgraded to Outperform, target $62.00.
- 2 insider or congressional trades in the past 30 days, including 1 insider sale not under a 10b5-1 plan and 1 insider open-market buy.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
Bargain & stretch prices
Prices BAC only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Today | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
52.25 +1.7% ↑ more often after a big drop
reached 3 in 10 days · 31% vs usual 28% |
53.34 +3.8% ↑ more often after a big drop
reached 3 in 10 weeks · 31% vs usual 30% |
| Now | 51.37 · prior close 51.39 | |
| Bargain buy side |
50.54 -1.7% reached 3 in 10 days |
49.51 -3.7% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Today | ||||
| Patient | 50.27 | 2 in 10 days | 52.54 | 2 in 10 days↑ 20% vs 17% |
| Balanced | 50.54 | 3 in 10 days | 52.25 | 3 in 10 days↑ 31% vs 28% |
| Eager | 50.80 | 4 in 10 days | 51.99 | 5 in 10 days↑ 49% vs 45% |
| Next 5 sessions | ||||
| Patient | 48.92 | 2 in 10 weeks | 53.99 | 2 in 10 weeks |
| Balanced | 49.51 | 3 in 10 weeks | 53.34 | 3 in 10 weeks↑ 31% vs 30% |
| Eager | 50.07 | 4 in 10 weeks | 52.74 | 5 in 10 weeks↑ 49% vs 48% |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From BAC's daily swings (about 1.7% a day lately), anchored on the Oct 14 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 14 close
- Stretch price, next session: reached 31% of days instead of the usual 28% (held in 9 of 10 years)
- Stretch price, next 5 sessions: reached 31% of weeks instead of the usual 30% (held in 8 of 10 years)
| Date | That day | 1 week on | 1 month on | 3 months on |
|---|---|---|---|---|
| Sep 22, 2026 | -3.0% | -2.2% | — | — |
| Sep 14, 2026 | -5.1% | -2.5% | -9.3% | — |
| Aug 27, 2026 | -1.7% | +3.1% | -8.9% | — |
| Aug 19, 2026 | -1.7% | -1.5% | -8.1% | — |
| Jul 29, 2026 | -2.5% | +3.6% | +0.2% | — |
| Jun 30, 2026 | -1.6% | +2.3% | +8.3% | -3.1% |
| May 27, 2026 | -2.1% | +2.5% | +13.9% | +22.4% |
| May 13, 2026 | -1.9% | +2.8% | +13.0% | +29.3% |
Big drop and big gain: among BAC's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| Highest analyst target | 75.00 +46.0% |
| All-time and 52-week closing high Aug 12, 2026 |
64.48 +25.5% |
| Mean analyst target | 63.82 +24.2% |
| 50-day average | 59.15 +15.2% |
| Lowest analyst target | 56.00 +9.0% |
| 200-day average | 54.76 +6.6% |
| Stretch, next 5 sessions | 53.34 +3.8% |
| Previous close Oct 14, 2026 |
51.39 0.0% |
| Now | 51.37 |
| Bargain, next 5 sessions | 49.51 -3.6% |
| 52-week closing low Mar 13, 2026 |
46.24 -10.0% |
Closing prices (all-time = the 54 years Yahoo has). Percentages are the distance from now. These are levels people watch, not levels the price has to respect. Not advice.