C
Moving with the market
- C −0.19% on the last session vs SPY −0.00%: −0.2 pts of stock-specific move.
- Reported 3Q2026 Oct 13 before the open: EPS $2.83 vs $2.62 expected (beat, +$0.21, +7.9%); revenue $23.8B (+0.5% beat). The stock moved -5.6% on Tue's session (-5.6 pts vs SPY).
- Aftermath, earnings beat (Oct 13): After its 15 earnings beats in the past 5 years, C was higher a week later 11 times out of 15; half the outcomes fell between +0.1% and +3.3%. History, not a forecast.
- 1 analyst action in the past 10 days (0 positive, 1 negative); latest: UBS maintained Neutral, lowered target $142 → $139.
- 1 insider or congressional trade in the past 30 days.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
Bargain & stretch prices
Prices C only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Today | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
124.56 +1.9% reached 3 in 10 days |
127.45 +4.2% reached 3 in 10 weeks |
| Now | 122.04 · prior close 122.27 | |
| Bargain buy side |
120.02 -1.8% reached 3 in 10 days |
117.30 -4.1% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Today | ||||
| Patient | 119.30 | 2 in 10 days | 125.31 | 2 in 10 days |
| Balanced | 120.02 | 3 in 10 days | 124.56 | 3 in 10 days |
| Eager | 120.70 | 4 in 10 days | 123.86 | 5 in 10 days |
| Next 5 sessions | ||||
| Patient | 115.73 | 2 in 10 weeks | 129.18 | 2 in 10 weeks |
| Balanced | 117.30 | 3 in 10 weeks | 127.45 | 3 in 10 weeks |
| Eager | 118.78 | 4 in 10 weeks | 125.86 | 5 in 10 weeks |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From C's daily swings (about 1.9% a day lately), anchored on the Oct 14 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 14 close
Big drop and big gain: among C's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| All-time closing high Dec 27, 2006 |
372.84 +205.5% |
| Highest analyst target | 170.00 +39.3% |
| Mean analyst target | 152.19 +24.7% |
| 52-week closing high Jun 22, 2026 |
144.93 +18.8% |
| 50-day average | 132.83 +8.8% |
| Lowest analyst target | 130.00 +6.5% |
| Stretch, next 5 sessions | 127.45 +4.4% |
| 200-day average | 125.58 +2.9% |
| Previous close Oct 14, 2026 |
122.27 +0.2% |
| Now | 122.04 |
| Bargain, next 5 sessions | 117.30 -3.9% |
| 52-week closing low Oct 16, 2025 |
94.27 -22.8% |
Closing prices (all-time = the 50 years Yahoo has). Percentages are the distance from now. These are levels people watch, not levels the price has to respect. Not advice.