CLOV
Bargain & stretch prices
Prices CLOV only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Today | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
4.60 +3.1% reached 3 in 10 days |
4.78 +7.1% reached 3 in 10 weeks |
| Now | 4.40 · prior close 4.46 | |
| Bargain buy side |
4.33 -3.0% reached 3 in 10 days |
4.16 -6.6% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Today | ||||
| Patient | 4.28 | 2 in 10 days | 4.65 | 2 in 10 days |
| Balanced | 4.33 | 3 in 10 days | 4.60 | 3 in 10 days |
| Eager | 4.37 | 4 in 10 days | 4.56 | 5 in 10 days |
| Next 5 sessions | ||||
| Patient | 4.07 | 2 in 10 weeks | 4.89 | 2 in 10 weeks |
| Balanced | 4.16 | 3 in 10 weeks | 4.78 | 3 in 10 weeks |
| Eager | 4.25 | 4 in 10 weeks | 4.68 | 5 in 10 weeks |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From CLOV's daily swings (about 3.2% a day lately), anchored on the Oct 30 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 30 close
Big drop and big gain: among CLOV's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| All-time closing high Jun 8, 2021 |
22.15 +403.4% |
| 52-week closing high Jun 26, 2026 |
5.41 +23.0% |
| Stretch, next 5 sessions | 4.78 +8.6% |
| 50-day average | 4.51 +2.5% |
| Previous close Oct 30, 2026 |
4.46 +1.4% |
| Now | 4.40 |
| Bargain, next 5 sessions | 4.16 -5.4% |
| 200-day average | 3.55 -19.3% |
| 52-week closing low Apr 1, 2026 |
1.70 -61.4% |
Closing prices (all-time = the 6 years Yahoo has). Percentages are the distance from now. These are levels people watch, not levels the price has to respect. Not advice.