DAVE
Bargain & stretch prices
Prices DAVE only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Next session | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
329.95 +4.2% ↑ more often after a big drop
reached 3 in 10 days · 31% vs usual 28% |
346.97 +9.5% ↑ more often after a big drop
reached 3 in 10 weeks · 31% vs usual 30% |
| Last close | 316.79 | |
| Bargain buy side |
304.16 -4.0% reached 3 in 10 days |
289.24 -8.7% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Next session | ||||
| Patient | 300.16 | 2 in 10 days | 334.34 | 2 in 10 days↑ 20% vs 17% |
| Balanced | 304.16 | 3 in 10 days | 329.95 | 3 in 10 days↑ 31% vs 28% |
| Eager | 307.93 | 4 in 10 days | 325.91 | 5 in 10 days↑ 49% vs 45% |
| Next 5 sessions | ||||
| Patient | 280.82 | 2 in 10 weeks | 357.37 | 2 in 10 weeks |
| Balanced | 289.24 | 3 in 10 weeks | 346.97 | 3 in 10 weeks↑ 31% vs 30% |
| Eager | 297.32 | 4 in 10 weeks | 337.54 | 5 in 10 weeks↑ 49% vs 48% |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From DAVE's daily swings (about 4.2% a day lately), anchored on the Oct 30 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 30 close
- Stretch price, next session: reached 31% of days instead of the usual 28% (held in 9 of 10 years)
- Stretch price, next 5 sessions: reached 31% of weeks instead of the usual 30% (held in 8 of 10 years)
| Date | That day | 1 week on | 1 month on | 3 months on |
|---|---|---|---|---|
| Oct 23, 2026 | -7.3% | -10.7% | — | — |
| Oct 6, 2026 | -7.0% | +5.7% | — | — |
| Sep 18, 2026 | -5.2% | -3.8% | +6.4% | — |
| Aug 31, 2026 | -5.0% | +4.7% | -10.6% | — |
| Aug 6, 2026 | -15.1% | -8.6% | +4.2% | — |
| Jul 29, 2026 | -6.8% | +13.5% | -1.3% | -13.3% |
| Jun 2, 2026 | -5.6% | +4.5% | +45.2% | +27.7% |
| May 22, 2026 | -5.2% | +23.7% | +41.5% | +55.3% |
Big drop and big gain: among DAVE's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| All-time closing high Feb 1, 2022 |
457.60 +44.4% |
| 52-week closing high Jul 16, 2026 |
442.53 +39.7% |
| 50-day average | 353.53 +11.6% |
| Stretch, next 5 sessions | 346.97 +9.5% |
| Last close Oct 30, 2026 |
316.79 |
| Bargain, next 5 sessions | 289.24 -8.7% |
| 200-day average | 287.14 -9.4% |
| 52-week closing low Feb 5, 2026 |
155.92 -50.8% |
Closing prices (all-time = the 6 years Yahoo has). Percentages are the distance from the last close. These are levels people watch, not levels the price has to respect. Not advice.