HBAN
Moving with its group (KRE +1.5%)
- HBAN +1.69% on the last session vs SPY +0.06%: +1.6 pts of stock-specific move.
- Earnings Oct 22 before the open: EPS $0.38 expected (15 analysts); it moved ±2.5% on average after its last 8 reports.
- The regional bank ETF (KRE) +1.5% (+1.5 pts vs SPY): the stock moved with its group.
- 2 analyst actions in the past 10 days (0 positive, 2 negative); latest: Keefe, Bruyette & Woods maintained Market Perform, lowered target $19.50 → $18.00.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
Bargain & stretch prices
Prices HBAN only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Today | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
15.30 +1.3% reached 3 in 10 days reached today |
15.55 +3.0% reached 3 in 10 weeks |
| Now | 15.35 · prior close 15.10 | |
| Bargain buy side |
14.90 -1.3% reached 3 in 10 days |
14.67 -2.9% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Today | ||||
| Patient | 14.84 | 2 in 10 days | 15.36 | 2 in 10 days |
| Balanced | 14.90 | 3 in 10 days | 15.30 | 3 in 10 days |
| Eager | 14.96 | 4 in 10 days | 15.24 | 5 in 10 days |
| Next 5 sessions | ||||
| Patient | 14.53 | 2 in 10 weeks | 15.69 | 2 in 10 weeks |
| Balanced | 14.67 | 3 in 10 weeks | 15.55 | 3 in 10 weeks |
| Eager | 14.80 | 4 in 10 weeks | 15.41 | 5 in 10 weeks |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From HBAN's daily swings (about 1.3% a day lately), anchored on the Oct 14 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 14 close
Big drop and big gain: among HBAN's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| Highest analyst target | 22.50 +46.5% |
| Mean analyst target | 19.16 +24.8% |
| All-time and 52-week closing high Feb 6, 2026 |
18.72 +21.9% |
| Lowest analyst target | 17.00 +10.7% |
| 200-day average | 16.53 +7.7% |
| 50-day average | 16.29 +6.1% |
| Stretch, next 5 sessions | 15.55 +1.2% |
| Now | 15.35 |
| Previous close Oct 14, 2026 |
15.10 -1.7% |
| Bargain, next 5 sessions | 14.67 -4.5% |
| 52-week closing low Oct 29, 2025 |
14.60 -4.9% |
Closing prices (all-time = the 47 years Yahoo has). Percentages are the distance from now. These are levels people watch, not levels the price has to respect. Not advice.