NMIH
Bargain & stretch prices
Prices NMIH only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Next session | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
43.42 +1.7% reached 3 in 10 days |
44.36 +4.0% reached 3 in 10 weeks |
| Last close | 42.67 | |
| Bargain buy side |
41.94 -1.7% reached 3 in 10 days |
41.05 -3.8% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Next session | ||||
| Patient | 41.70 | 2 in 10 days | 43.66 | 2 in 10 days |
| Balanced | 41.94 | 3 in 10 days | 43.42 | 3 in 10 days |
| Eager | 42.16 | 4 in 10 days | 43.19 | 5 in 10 days |
| Next 5 sessions | ||||
| Patient | 40.53 | 2 in 10 weeks | 44.92 | 2 in 10 weeks |
| Balanced | 41.05 | 3 in 10 weeks | 44.36 | 3 in 10 weeks |
| Eager | 41.53 | 4 in 10 weeks | 43.84 | 5 in 10 weeks |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From NMIH's daily swings (about 1.8% a day lately), anchored on the Oct 30 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 30 close
Big drop and big gain: among NMIH's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| All-time and 52-week closing high Aug 14, 2026 |
45.71 +7.1% |
| Stretch, next 5 sessions | 44.36 +4.0% |
| Last close Oct 30, 2026 |
42.67 |
| 50-day average | 42.26 -1.0% |
| Bargain, next 5 sessions | 41.05 -3.8% |
| 200-day average | 40.24 -5.7% |
| 52-week closing low Jun 3, 2026 |
35.42 -17.0% |
Closing prices (all-time = the 13 years Yahoo has). Percentages are the distance from the last close. These are levels people watch, not levels the price has to respect. Not advice.