PNC
Moving with the market
- PNC −0.38% on the last session vs SPY +0.10%: −0.5 pts of stock-specific move.
- Earnings today before the open: EPS $4.98 expected (16 analysts); it moved ±1.7% on average after its last 8 reports.
- Aftermath, rsi oversold (RSI 29 today so far, below 30): After its 9 oversold readings in the past 5 years, PNC was higher a month later 6 times out of 9; half the outcomes fell between -2.9% and +5.6%. History, not a forecast.
- 2 analyst actions in the past 10 days (0 positive, 2 negative); latest: Goldman Sachs maintained Neutral, lowered target $281 → $250.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
- Activity: volume on pace for 2.1× its 20-day average.
Bargain & stretch prices
Prices PNC only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Today | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
217.96 +1.0% reached 3 in 10 days reached today |
220.66 +2.3% reached 3 in 10 weeks |
| Now | 214.98 · prior close 215.80 | |
| Bargain buy side |
213.66 -1.0% reached 3 in 10 days reached today |
211.04 -2.2% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Today | ||||
| Patient | 212.97 | 2 in 10 days | 218.67 | 2 in 10 days |
| Balanced | 213.66 | 3 in 10 days | 217.96 | 3 in 10 days |
| Eager | 214.31 | 4 in 10 days | 217.30 | 5 in 10 days |
| Next 5 sessions | ||||
| Patient | 209.52 | 2 in 10 weeks | 222.27 | 2 in 10 weeks |
| Balanced | 211.04 | 3 in 10 weeks | 220.66 | 3 in 10 weeks |
| Eager | 212.47 | 4 in 10 weeks | 219.18 | 5 in 10 weeks |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From PNC's daily swings (about 1.0% a day lately), anchored on the Oct 14 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 14 close
Big drop and big gain: among PNC's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| Highest analyst target | 290.00 +34.9% |
| Mean analyst target | 270.29 +25.7% |
| All-time and 52-week closing high Aug 14, 2026 |
254.63 +18.4% |
| Lowest analyst target | 245.00 +14.0% |
| 50-day average | 234.14 +8.9% |
| 200-day average | 224.47 +4.4% |
| Stretch, next 5 sessions | 220.66 +2.6% |
| Previous close Oct 14, 2026 |
215.80 +0.4% |
| Now | 214.98 |
| Bargain, next 5 sessions | 211.04 -1.8% |
| 52-week closing low Oct 16, 2025 |
172.68 -19.7% |
Closing prices (all-time = the 51 years Yahoo has). Percentages are the distance from now. These are levels people watch, not levels the price has to respect. Not advice.