PYPL
Moving with its brokers & fintech peers
- PYPL +1.53% on the last session vs SPY +0.10%: +1.4 pts of stock-specific move.
- Brokers & fintech basket +1.8% (+1.7 pts vs SPY; XYZ +4.7%, AFRM +4.0%, SOFI +3.6%, SCHW -3.2%): the stock moved with its peers.
- 1 analyst action in the past 10 days (0 positive, 1 negative); latest: Barclays maintained Equal-Weight, lowered target $57.00 → $56.00.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
Bargain & stretch prices
Prices PYPL only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Today | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
57.24 +2.0% reached 3 in 10 days |
58.67 +4.6% reached 3 in 10 weeks |
| Now | 56.96 · prior close 56.10 | |
| Bargain buy side |
54.99 -2.0% reached 3 in 10 days |
53.64 -4.4% reached 3 in 10 weeks |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Today | ||||
| Patient | 54.63 | 2 in 10 days | 57.61 | 2 in 10 days |
| Balanced | 54.99 | 3 in 10 days | 57.24 | 3 in 10 days |
| Eager | 55.32 | 4 in 10 days | 56.89 | 5 in 10 days |
| Next 5 sessions | ||||
| Patient | 52.87 | 2 in 10 weeks | 59.53 | 2 in 10 weeks |
| Balanced | 53.64 | 3 in 10 weeks | 58.67 | 3 in 10 weeks |
| Eager | 54.37 | 4 in 10 weeks | 57.88 | 5 in 10 weeks |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From PYPL's daily swings (about 2.1% a day lately), anchored on the Oct 14 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 14 close
Big drop and big gain: among PYPL's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| All-time closing high Jul 23, 2021 |
305.13 +435.7% |
| Highest analyst target | 80.00 +40.4% |
| 52-week closing high Oct 28, 2025 |
72.21 +26.8% |
| Stretch, next 5 sessions | 58.67 +3.0% |
| Now | 56.96 |
| Mean analyst target | 56.89 -0.1% |
| Previous close Oct 14, 2026 |
56.10 -1.5% |
| 50-day average | 56.08 -1.5% |
| Bargain, next 5 sessions | 53.64 -5.8% |
| 200-day average | 49.84 -12.5% |
| 52-week closing low Feb 12, 2026 |
38.74 -32.0% |
| Lowest analyst target | 36.00 -36.8% |
Closing prices (all-time = the 11 years Yahoo has). Percentages are the distance from now. These are levels people watch, not levels the price has to respect. Not advice.