TU
Bargain & stretch prices
Prices TU only reaches with set odds, from its own recent swings. Odds, not a forecast.
| Next session | Next 5 sessions | |
|---|---|---|
| Stretch sell side |
9.05 +2.0% ↓ less often after a big gain
reached 3 in 10 days · 26% vs usual 28% |
9.27 +4.5% ↓ less often after a big gain
reached 3 in 10 weeks · 26% vs usual 30% |
| Last close | 8.87 | |
| Bargain buy side |
8.70 -2.0% ↓ less often after a big gain
reached 3 in 10 days · 25% vs usual 26% |
8.49 -4.3% ↓ less often after a big gain
reached 3 in 10 weeks · 25% vs usual 27% |
More patient or more eager
| Bargain | Reached | Stretch | Reached | |
|---|---|---|---|---|
| Next session | ||||
| Patient | 8.64 | 2 in 10 days↓ 16% vs 17% | 9.11 | 2 in 10 days↓ 16% vs 17% |
| Balanced | 8.70 | 3 in 10 days↓ 25% vs 26% | 9.05 | 3 in 10 days↓ 26% vs 28% |
| Eager | 8.75 | 4 in 10 days | 8.99 | 4 in 10 days↓ 42% vs 45% |
| Next 5 sessions | ||||
| Patient | 8.36 | 2 in 10 weeks↓ 16% vs 18% | 9.41 | 2 in 10 weeks↓ 15% vs 19% |
| Balanced | 8.49 | 3 in 10 weeks↓ 25% vs 27% | 9.27 | 3 in 10 weeks↓ 26% vs 30% |
| Eager | 8.60 | 4 in 10 weeks↓ 40% vs 43% | 9.15 | 4 in 10 weeks↓ 44% vs 48% |
"3 in 10 days" means the price was reached on about 3 of every 10 days like this one. Patient prices are further away and come less often; eager ones are closer and come more often. From TU's daily swings (about 2.0% a day lately), anchored on the Oct 30 close. The odds were measured on 10 years of S&P 500 prices (they move about 3 points from year to year with the market: bargain prices come more often in falling years, stretch prices in rising ones), and where a situation below changed them consistently (in at least 8 of 10 years), they are adjusted and marked. In those tests, waiting for the bargain price did no better on average than buying at the close: what you save when it comes, you pay when it doesn't.
Situations on the Oct 30 close
- Stretch price, next session: reached 26% of days instead of the usual 28% (held in 8 of 10 years)
- Bargain price, next session: reached 25% of days instead of the usual 26% (held in 8 of 10 years)
- Stretch price, next 5 sessions: reached 26% of weeks instead of the usual 30% (held in 10 of 10 years)
- Bargain price, next 5 sessions: reached 25% of weeks instead of the usual 27% (held in 8 of 10 years)
| Date | That day | 1 week on | 1 month on | 3 months on |
|---|---|---|---|---|
| Oct 29, 2026 | +1.4% | — | — | — |
| Oct 20, 2026 | +2.1% | +1.5% | — | — |
| Oct 8, 2026 | +1.3% | +4.1% | — | — |
| Sep 30, 2026 | +2.8% | -5.4% | +3.3% | — |
| Sep 3, 2026 | +1.8% | -5.2% | -17.9% | — |
| Aug 13, 2026 | +1.7% | +3.5% | -4.0% | — |
| Aug 5, 2026 | +2.8% | -2.9% | -0.6% | — |
| Jul 27, 2026 | +1.8% | -7.8% | -5.5% | -13.9% |
Big drop and big gain: among TU's own worst or best 10% of daily moves, as on the Aftermath tab. The past times are history: in our tests, how a stock did after its earlier times did not predict the next one, and across the S&P 500 none of these situations leaned up or down except, weakly, an all-time high followed by a big drop. Not advice.
Price ladder
| All-time closing high Apr 8, 2022 |
21.14 +138.4% |
| 52-week closing high Nov 7, 2025 |
13.91 +56.8% |
| 200-day average | 10.98 +23.8% |
| Stretch, next 5 sessions | 9.27 +4.5% |
| Last close Oct 30, 2026 |
8.87 |
| 50-day average | 8.75 -1.3% |
| Bargain, next 5 sessions | 8.49 -4.3% |
| 52-week closing low Oct 9, 2026 |
7.72 -13.0% |
Closing prices (all-time = the 30 years Yahoo has). Percentages are the distance from the last close. These are levels people watch, not levels the price has to respect. Not advice.