UPST
Upstart Holdings, Inc. · Financial Services · Credit Services
ZACKSHoldTECHSell
R500#326 today
TARGET+74%
$22.95
-0.17% today · -6.86% 1W
Oct 1 close or latest
PreviewWhy it's moving
Moving with the market
- UPST −0.17% on the last session vs SPY +0.18%: −0.4 pts of stock-specific move.
- 5 Reddit mentions in the past 24 hours, 86% positive over the week · today's pace is 2.5× its recent daily average.
- 1 analyst action in the past 10 days (0 positive, 0 negative); latest: BTIG reiterated Buy, target $43.00.
- 2 insider or congressional trades in the past 30 days, including 1 insider sale not under a 10b5-1 plan and 1 insider open-market buy.
- Market backdrop (Wed): Core PCE Price Index m/m 0.2% vs 0.3% expected (cooler); Final GDP q/q 2.2% vs 1.5% expected (stronger); S&P futures +0.18%, 10-year yield +0bp in the 30 minutes after.
Assembled from Wallsti's own signals. The news-reading agent will explain the move with timestamped sources, and say so when there is no clear catalyst.
Mean target
$40.00
+74.3% upside
Median target
$39.50
+72.1% upside
Target range
20.00–61.00
low to high
Analysts
15
as of Oct 1
Price vs. targets
Low $20
Mean $40
High $61
Now $22.95
Consensus
Strong buy 1Buy 6Hold 7Sell 0Strong sell 1
Rating and target changes
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| Sep 22, 2026 | BTIG | Reiterated | Buy | $43.00 |
| Sep 9, 2026 | Loop Capital | Initiated | Hold | $34.00 |
| Aug 5, 2026 | BTIG | Reiterated | Buy | $43.00 |
| Aug 5, 2026 | Piper Sandler | Raised target | Overweight | $46.00 → $51.00 |
| Aug 5, 2026 | Needham | Raised target | Buy | $40.00 → $42.00 |
| Jul 22, 2026 | Citigroup | Lowered target | Buy | $80.00 → $61.00 |
| Jul 9, 2026 | Goldman Sachs | Raised target | Neutral | $32.00 → $39.00 |
| Jul 7, 2026 | BTIG | Reiterated | Buy | $43.00 |
| Jul 7, 2026 | Needham | Raised target | Buy | $37.00 → $40.00 |
| Jun 15, 2026 | Needham | Reiterated | Buy | $37.00 |
| May 6, 2026 | BTIG | Reiterated | Buy | $43.00 |
| May 6, 2026 | Needham | Lowered target | Buy | $40.00 → $37.00 |
| May 6, 2026 | Piper Sandler | Lowered target | Overweight | $56.00 → $46.00 |
| Apr 9, 2026 | BTIG | Reiterated | Buy | $43.00 |
| Mar 26, 2026 | Mizuho | Lowered target | Outperform | $66.00 → $51.00 |
| Mar 16, 2026 | BTIG | Upgrade | Neutral → Buy | $43.00 |
| Mar 11, 2026 | Needham | Reiterated | Buy | $40.00 |
| Mar 4, 2026 | Needham | Lowered target | Buy | $56.00 → $40.00 |
| Feb 18, 2026 | Citizens | Reiterated | Market Underperform | $20.00 |
| Feb 17, 2026 | Compass Point | Upgrade | Sell → Neutral | $20.00 → $30.00 |
| Feb 13, 2026 | Citizens | Downgrade | Market Perform → Market Underperform | $20.00 |
| Feb 13, 2026 | Goldman Sachs | Upgrade | Sell → Neutral | $44.00 → $35.00 |
| Feb 11, 2026 | Truist Securities | Lowered target | Buy | $59.00 → $49.00 |
| Feb 11, 2026 | Needham | Reiterated | Buy | $56.00 |
| Jan 6, 2026 | Truist Securities | Initiated | Buy | $59.00 |
| Nov 5, 2025 | B of A Securities | Lowered target | Neutral | $81.00 → $71.00 |
| Nov 5, 2025 | Needham | Lowered target | Buy | $82.00 → $56.00 |
| Nov 5, 2025 | BTIG | Reiterated | Neutral | — |
| Nov 5, 2025 | Stephens & Co. | Lowered target | Equal-Weight | $55.00 → $40.00 |
| Nov 5, 2025 | Piper Sandler | Lowered target | Overweight | $80.00 → $56.00 |
| Nov 5, 2025 | JP Morgan | Lowered target | Overweight | $88.00 → $65.00 |
| Nov 5, 2025 | Citigroup | Lowered target | Buy | $100.00 → $80.00 |
| Oct 13, 2025 | Goldman Sachs | Lowered target | Sell | $78.00 → $54.00 |
Source: Yahoo Finance analyst data, collected daily.