FICO
Analyst cuts weighing on the stock
- FICO −0.08% on the last session vs SPY +0.74%: −0.8 pts of stock-specific move.
- Aftermath, analyst downgrade (Oct 1): After its 2 analyst downgrades in the past 5 years, FICO typically gained 2.1% over the next day (median) and was higher 50% of the time. An ordinary day: +0.2%. (Low confidence: few independent periods.)
- 1 Reddit mentions in the past 24 hours, 75% positive over the week.
- 6 analyst actions in the past 10 days (0 positive, 6 negative); latest: Barclays maintained Overweight, lowered target $935 → $875.
- Market backdrop (Fri): Average Hourly Earnings m/m 0.1% vs 0.3% expected (cooler); Non-Farm Employment Change 29K vs 89K expected (weaker); S&P futures +0.41%, 10-year yield -5bp in the 30 minutes after.
After each kind of event
| Event | Events | 1 day | 1 week | 1 month | 1 quarter |
|---|---|---|---|---|---|
| Any day | 1,255 | +0.2%#17 H | +0.5%#116 H | +2.8%#29 H | +10.0%#23 M |
| Big drop (-3.0% or worse) | 64 | +0.5%#91 H | +0.5%#245 H | +4.1%#116 H | +7.1%#190 M |
| Big gain Oct 1 (+3.1% or better) | 68 | +0.1%#199 H | +0.6%#200 H | +3.9%#18 H | +9.4%#105 M |
| Earnings beat | 15 | -0.6%#315 M | +1.8%#152 M | +4.8%#20 M | +5.5%#193 M |
| Earnings miss | 5 | +2.2%#2 L | +4.9%#39 L | +8.6%#12 L | +15.1%#37 L |
| 52-week high | 18 | +0.2%#103 M | +0.2%#195 M | +6.1%#7 M | +14.1%#11 M |
| 52-week low | 4 | -3.8%#224 L | +1.3%#124 L | +5.9%#111 L | +9.1%– |
| Crossed above 200-day avg | 7 | -0.2%#333 L | +0.1%#258 L | +1.4%#243 L | -5.8%#268 L |
| Crossed below 200-day avg | 8 | +0.4%#166 M | -1.9%#345 M | +3.3%#175 M | -4.2%#262 L |
| RSI oversold | 14 | +0.5%#171 M | +2.4%#63 M | +0.1%#275 M | +3.0%#335 L |
| RSI overbought | 21 | +0.5%#32 H | +1.0%#45 H | +2.3%#109 H | +5.1%#154 M |
| Reddit spike Sep 30 | 1 | +11.7%– | — | — | — |
| Analyst upgrade | — | — | — | — | — |
| Analyst downgrade Oct 1 | 2 | +2.1%– | -0.8%– | +5.0%– | — |
| Insider buy | — | — | — | — | — |
| Insider unplanned sale | 4 | -0.5%#32 L | -0.4%#26 L | -9.5%#33 L | -19.6%– |
Median gain from the close of the session the event was known, over each holding period; #rank among the S&P 500 stocks after the same kind of event (#1 = best). "Big" is FICO's own: its worst / best 10% of days over the prior 2 years. Highlighted: happening in the latest session.
RSI oversold
The 14-day RSI falls below 30.
| Holding | Events | Median (likely range) | Confidence | Rank | Up | vs SPY | Range of outcomes (worst · 25–75% · median · best) | vs S&P 500 stocks (their medians) |
|---|---|---|---|---|---|---|---|---|
| 1 day | 14 | +0.48% (-0.4 to +1.5) | Medium | #171 of 496 | 64% | +0.45% |
-6%
+9%
|
|
| 1 week | 14 | +2.38% (-0.2 to +3.3) | Medium | #63 of 496 | 64% | +0.59% |
-23%
+16%
|
|
| 1 month | 13 ≈10 indep. | +0.11% (-13.4 to +11.8) | Medium | #275 of 495 | 54% | +2.36% |
-22%
+21%
|
|
| 1 quarter | 13 ≈6 indep. | +2.97% (-12.9 to +7.6) | Low | #335 of 493 | 62% | +1.67% |
-31%
+40%
|
Range of outcomes: all of FICO's oversold readings in the past 5 years, from the worst to the best result over each holding period; the box holds the middle half, the tick is the median. A wide box means the median alone says little. Hover the median for the average.
RSI oversold by trend
| When it happened | Events | 1 day | 1 week | 1 month | 1 quarter |
|---|---|---|---|---|---|
| Long trendAbove its 200-day avg | 2 | +0.8%– vs +0.2% | +0.2%– vs +0.6% | -3.0%– vs +3.3% | -2.6%– vs +12.9% |
| Below its 200-day avg now | 10 | +0.5%M vs +0.2% | +2.4%M vs +0.5% | +5.9%L vs +1.8% | +0.1%L vs -1.9% |
| Medium trendAbove its 50-day avg | — | — | — | — | — |
| Below its 50-day avg now | 14 | +0.5%M vs +0.1% | +2.4%M vs 0.0% | +0.1%M vs -0.9% | +3.0%L vs +9.6% |
| Short trendAbove its 20-day avg | — | — | — | — | — |
| Below its 20-day avg now | 14 | +0.5%M vs +0.2% | +2.4%M vs +0.6% | +0.1%M vs +2.3% | +3.0%L vs +13.8% |
The same event split by where FICO stood against its 200-, 50- and 20-day averages when it happened (a dip in an uptrend vs a falling knife); "vs" is the plain any-day median in that trend; "now" marks where it stands today. Splitting halves the evidence, so watch the confidence letters: H / M / L.
Latest oversold readings
| Event | Entry | 1 day | 1 week | 1 month | 1 quarter | |
|---|---|---|---|---|---|---|
| Sep 24, 2026 | Sep 24 @ $856.48 | RSI 28.3, -2.6% on the day | +0.8% | -22.7% | … | … |
| Apr 10, 2026 | Apr 10 @ $922.37 | RSI 28.8, -14.0% on the day | +8.5% | +16.4% | +18.4% | +38.6% |
| Mar 11, 2026 | Mar 11 @ $1,165.23 | RSI 29.5, -9.3% on the day | -6.1% | +3.3% | -20.8% | +4.7% |
| Feb 23, 2026 | Feb 23 @ $1,281.64 | RSI 27.7, -5.1% on the day | -4.2% | +9.8% | -22.4% | -3.3% |
| Feb 5, 2026 | Feb 5 @ $1,357.34 | RSI 28.7, -2.1% on the day | +2.5% | -1.5% | +6.2% | -16.9% |
| Jan 20, 2026 | Jan 20 @ $1,494.50 | RSI 28.5, -4.6% on the day | +2.7% | +3.4% | -9.5% | -30.6% |
| Jul 31, 2025 | Jul 31 @ $1,436.72 | RSI 26.9, -6.0% on the day | -3.9% | -7.2% | +5.9% | +9.1% |
| Jul 11, 2025 | Jul 11 @ $1,544.23 | RSI 29.0, -2.5% on the day | +0.2% | -0.2% | -15.1% | +10.7% |
| May 22, 2025 | May 22 @ $1,700.32 | RSI 29.9, -0.5% on the day | -0.4% | +1.5% | +13.3% | -16.7% |
| Feb 21, 2025 | Feb 21 @ $1,698.11 | RSI 28.9, -1.6% on the day | +2.0% | +11.1% | +11.8% | +0.1% |
| Jan 24, 2025 | Jan 24 @ $1,814.85 | RSI 29.1, -2.1% on the day | +1.5% | +3.2% | +0.1% | +7.6% |
| Jan 3, 2025 | Jan 3 @ $1,966.26 | RSI 28.8, -1.5% on the day | +0.1% | -2.8% | -6.0% | -12.9% |
| May 6, 2022 | May 6 @ $349.89 | RSI 27.7, -3.5% on the day | -2.4% | +3.3% | +20.6% | +40.0% |
| Apr 12, 2022 | Apr 12 @ $407.40 | RSI 29.6, -0.9% on the day | +1.9% | +0.2% | -13.4% | +3.0% |
Aftermath: entry is the close of the first session the event was fully known (the same session for price moves, the reaction session for earnings, the next session for Reddit, analyst and insider events, which are dated by day). Repeats within a few sessions count as one event. Past performance after an event says nothing certain about the next one. Not advice.