UPST
Moving with the market
- UPST −0.35% on the last session vs SPY −0.29%: −0.1 pts of stock-specific move.
- Aftermath, 52-week low ($22.66 today so far, below its 52-week closing low of $22.74): After its 6 new 52-week lows in the past 5 years, UPST was higher a day later 4 times out of 6; half the outcomes fell between -2.2% and +2.2%. History, not a forecast.
- 2 Reddit mentions in the past 24 hours, 82% positive over the week · today's pace is 1.9× its recent daily average.
- 1 analyst action in the past 10 days (0 positive, 1 negative); latest: Goldman Sachs maintained Neutral, lowered target $39.00 → $28.00.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
Insiders
| Trade date | Insider | Role | Side | Type | Shares | Avg price | Value | Filed |
|---|---|---|---|---|---|---|---|---|
| Sep 10, 2026 | Paul Gu | CEO | Buy | open-market buy | 50,000 | $25.55 | $1.3M | Sep 10 |
| Sep 8, 2026 | Sanjay Datta | President | Sell | unplanned | 116,000 | $27.29 | $3.2M | Sep 10 |
| Aug 25, 2026 | Natalia Mirgorodskaya | See Remarks | Sell | 10b5-1 plan | 913 | $30.03 | $27.4K | Aug 27 |
| Aug 20, 2026 | Natalia Mirgorodskaya | See Remarks | Sell | unplanned | 586 | $28.09 | $16.5K | Aug 21 |
| Aug 20, 2026 | Scott Darling | General Counsel | Sell | unplanned | 7,696 | $28.09 | $216.2K | Aug 21 |
| Aug 20, 2026 | Sanjay Datta | President | Sell | unplanned | 18,945 | $29.87 | $565.9K | Aug 21 |
| Aug 19, 2026 | Andrea Blankmeyer | CFO | Sell | 10b5-1 plan | 10,175 | $29.35 | $298.6K | Aug 19 |
| Aug 17, 2026 | Scott Darling | General Counsel | Sell | unplanned | 814 | $29.36 | $23.9K | Aug 19 |
| Aug 17, 2026 | Sanjay Datta | President | Sell | unplanned | 2,033 | $29.36 | $59.7K | Aug 19 |
| Jun 9, 2026 | Sanjay Datta | President | Sell | unplanned | 15,000 | $30.41 | $456.1K | Jun 11 |
| May 26, 2026 | Natalia Mirgorodskaya | See Remarks | Sell | 10b5-1 plan | 974 | $28.99 | $28.2K | May 27 |
| May 20, 2026 | Natalia Mirgorodskaya | See Remarks | Sell | unplanned | 526 | $28.77 | $15.1K | May 22 |
| May 20, 2026 | Sanjay Datta | President | Sell | unplanned | 7,985 | $28.77 | $229.7K | May 22 |
| May 20, 2026 | Scott Darling | General Counsel | Sell | unplanned | 6,634 | $28.78 | $190.9K | May 22 |
| May 15, 2026 | Sanjay Datta | President | Sell | unplanned | 1,817 | $29.56 | $53.7K | May 18 |
| May 15, 2026 | Scott Darling | General Counsel | Sell | unplanned | 727 | $29.54 | $21.5K | May 18 |
| May 15, 2026 | Andrea Blankmeyer | CFO | Sell | unplanned | 7,044 | $29.63 | $208.7K | May 18 |
| May 13, 2026 | Paul Gu | CEO | Buy | open-market buy | 50,000 | $27.50 | $1.4M | May 14 |
| May 7, 2026 | Dave Girouard | Director | Buy | open-market buy | 170,240 | $29.37 | $5M | May 8 |
| Mar 2, 2026 | Natalia Mirgorodskaya | See Remarks | Sell | 10b5-1 plan | 390 | $26.02 | $10.1K | Mar 3 |
| Feb 25, 2026 | Natalia Mirgorodskaya | See Remarks | Sell | 10b5-1 plan | 866 | $28.79 | $24.9K | Feb 27 |
| Feb 20, 2026 | Scott Darling | General Counsel | Sell | 10b5-1 plan | 6,868 | $29.88 | $205.2K | Feb 24 |
| Feb 20, 2026 | Natalia Mirgorodskaya | See Remarks | Sell | unplanned | 633 | $29.90 | $18.9K | Feb 24 |
| Feb 20, 2026 | Sanjay Datta | CFO | Sell | unplanned | 7,982 | $29.86 | $238.4K | Feb 24 |
| Jan 5, 2026 | Scott Darling | General Counsel | Sell | 10b5-1 plan | 1,000 | $50.00 | $50K | Jan 7 |
| Dec 12, 2025 | Scott Darling | General Counsel | Sell | 10b5-1 plan | 7,392 | $50.00 | $369.6K | Dec 16 |
| Dec 12, 2025 | Kerry Whorton Cooper | Director | Sell | 10b5-1 plan | 1,500 | $50.00 | $75K | Dec 16 |
| Nov 25, 2025 | Natalia Mirgorodskaya | See Remarks | Sell | 10b5-1 plan | 762 | $38.91 | $29.6K | Nov 26 |
| Nov 20, 2025 | Sanjay Datta | CFO | Sell | unplanned | 13,624 | $36.58 | $498.3K | Nov 24 |
| Nov 20, 2025 | Scott Darling | General Counsel | Sell | unplanned | 7,723 | $36.58 | $282.5K | Nov 24 |
| Nov 20, 2025 | Natalia Mirgorodskaya | See Remarks | Sell | unplanned | 821 | $36.62 | $30.1K | Nov 24 |
| Nov 11, 2025 | Paul Gu | CTO | Buy | open-market buy | 100,000 | $39.23 | $3.9M | Nov 13 |
| Oct 24, 2025 | Scott Darling | General Counsel | Sell | 10b5-1 plan | 1,000 | $55.01 | $55K | Oct 28 |
| Oct 1, 2025 | Scott Darling | General Counsel | Sell | 10b5-1 plan | 1,000 | $54.64 | $54.6K | Oct 3 |
| Sep 17, 2025 | Scott Darling | General Counsel | Sell | 10b5-1 plan | 1,000 | $70.01 | $70K | Sep 19 |
| Sep 15, 2025 | Dave Girouard | CEO | Sell | 10b5-1 plan | 41,667 | $64.93 | $2.7M | Sep 17 |
Officers, directors and 10% owners file SEC Form 4 within two business days. Unplanned: the insider chose to trade now, the trades worth attention; their dollars make the net above. 10b5-1 plan: scheduled in advance, kept for the record. Tax: shares withheld on vesting stock, not a market trade. Awards, option exercises and gifts are left out. Source: SEC EDGAR, collected daily for the stocks discussed on Reddit.
Congress
Members of Congress report trades within 45 days of the trade date, so these are never real-time. Amounts are disclosed as ranges; the net uses each range's midpoint (≈). Source: House and Senate periodic transaction reports via CongressInvests, refreshed daily.
Funds
| Investor | Shares | Value | Of its portfolio | Vs quarter before | As of |
|---|---|---|---|---|---|
| Coatue (Philippe Laffont) | 870,947 | $30.9M | 0.06% | — | Q2 2026 |
Well-known investors we follow (Buffett, Ackman, Icahn, Druckenmiller, Tepper, Soros and others). 13F: managers report their US stock holdings up to 45 days after each quarter; the change from the quarter before is dated by the filing, the trades happened some time in the quarter, and the value is at the quarter-end price (≈). New and closed positions, and adds or cuts of 20% or more, of positions at least 0.2% of the portfolio. ARK: Cathie Wood's ETFs publish their holdings every morning; the change beyond the fund's own inflows and outflows, dated by the session it traded. 5%+ stake: Schedule 13D (with intent to influence) or 13G (passive), filed within days. Source: SEC EDGAR, ark-funds.com, refreshed daily. Who holds it: each investor's latest 13F portfolio (positions at the quarter's end; one sold since would not show until the next filing), and ARK's ETFs as of their latest daily file. The funds we follow and their portfolios · All recent insider, congressional and fund moves