SOFI
SoFi Technologies, Inc. · Financial Services · Credit Services
$14.52
+2.07% today · -7.01% 1W
Oct 15 close or latest
ReadoutWhy it's moving
Up on record loan originations, deposits, growth
- SOFI +2.07% on the last session vs SPY +0.12%: +2.0 pts of stock-specific move.
- News: 247wallst.com reports SoFi posted record loan originations, deposits, and member growth. (247wallst.com)
- Not a group move: its brokers & fintech peers +0.5% (+0.4 pts vs SPY).
- Aftermath, big drop (Oct 14): After its 53 big drops in the past 5 years, SOFI was higher a month later 29 times out of 53; half the outcomes fell between -8.4% and +15.4%. History, not a forecast.
- 19 Reddit mentions in the past 24 hours, 73% positive over the week.
- 2 analyst actions in the past 10 days (0 positive, 1 negative); latest: TD Cowen maintained Hold, lowered target $18.00 → $17.50.
- 2 insider or congressional trades in the past 30 days.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
- Activity: volume on pace for 1.6× its 20-day average.
Assembled from Wallsti's own signals and the session's headlines and filings read by AI (Claude); it can misread, so the sources are linked.
Meta Analyst score Hold 2.4/10 (+0.37 raw)
Every firm's latest rating in the past year, each weighted by its age (a 3-month-old call counts half as much as today's), blended with the consensus of 25 analysts (+0.32, counted like 1.5 fresh ratings). 20 firms, 10 with a call in the past 3 months.
| Firm | Latest rating | Date | Weight |
|---|---|---|---|
| StoneX | Buy | Oct 13, 2026 | 9% |
| TD Cowen | Hold | Oct 6, 2026 | 9% |
| Loop Capital | Hold | Sep 9, 2026 | 7% |
| Scotiabank | Sector Outperform | Sep 2, 2026 | 7% |
| Piper Sandler | Overweight | Aug 17, 2026 | 6% |
| Truist Securities | Hold | Aug 12, 2026 | 6% |
| Mizuho | Outperform | Jul 31, 2026 | 5% |
| Needham | Buy | Jul 30, 2026 | 5% |
| Wells Fargo | Equal-Weight | Jul 30, 2026 | 5% |
| Morgan Stanley | Underweight | Jul 30, 2026 | 5% |
| Goldman Sachs | Neutral | Jul 9, 2026 | 4% |
| Citigroup | Buy | May 4, 2026 | 3% |
Hold is what the ratings average to, +0.37 on a scale from −2 (strong sell) to +2 (strong buy). 2.4/10 means better than 24% of S&P 500 stocks (503 scored, Oct 11, 2026): analysts rarely say sell, so most stocks land between +0.4 and +0.8, and the 0–10 shows where this one sits among them.
Mean target
$20.36
+40.3% upside
Median target
$19.00
+30.9% upside
Target range
12.00–30.00
low to high
Analysts
25
as of Oct 15
Price vs. targets
Low $12
Mean $20
High $30
Now $14.52
Consensus
Strong buy 4Buy 6Hold 11Sell 2Strong sell 2
Rating and target changes
| Date | Firm | Action | Rating | Target |
|---|---|---|---|---|
| Oct 13, 2026 | StoneX | Initiated | Buy | $25.00 |
| Oct 6, 2026 | TD Cowen | Lowered target | Hold | $18.00 → $17.50 |
| Sep 9, 2026 | Loop Capital | Initiated | Hold | $22.00 |
| Sep 2, 2026 | Scotiabank | Initiated | Sector Outperform | $25.00 |
| Aug 17, 2026 | Piper Sandler | Initiated | Neutral → Overweight | $22.00 |
| Aug 12, 2026 | Truist Securities | Raised target | Hold | $18.00 → $19.00 |
| Jul 31, 2026 | Mizuho | Lowered target | Outperform | $29.00 → $22.00 |
| Jul 30, 2026 | Needham | Lowered target | Buy | $25.00 → $24.00 |
| Jul 30, 2026 | Wells Fargo | Lowered target | Equal-Weight | $18.00 → $17.00 |
| Jul 30, 2026 | Morgan Stanley | Lowered target | Underweight | $16.00 → $15.00 |
| Jul 24, 2026 | Truist Securities | Raised target | Hold | $17.00 → $18.00 |
| Jul 9, 2026 | Goldman Sachs | Raised target | Neutral | $17.00 → $21.00 |
| May 12, 2026 | Truist Securities | Lowered target | Hold | $20.00 → $17.00 |
| May 4, 2026 | Citigroup | Lowered target | Buy | $37.00 → $30.00 |
| Apr 30, 2026 | Needham | Lowered target | Buy | $33.00 → $25.00 |
| Apr 30, 2026 | Stephens & Co. | Lowered target | Overweight | $26.00 → $25.00 |
| Apr 30, 2026 | TD Cowen | Lowered target | Hold | $24.00 → $18.00 |
| Apr 30, 2026 | UBS | Lowered target | Neutral | $24.50 → $21.00 |
| Apr 24, 2026 | Truist Securities | Lowered target | Hold | $21.00 → $20.00 |
| Apr 15, 2026 | Argus Research | Initiated | Hold | — |
| Apr 14, 2026 | Goldman Sachs | Lowered target | Neutral | $25.00 → $20.00 |
| Apr 9, 2026 | Keefe, Bruyette & Woods | Lowered target | Underperform | $20.00 → $17.00 |
| Apr 9, 2026 | Wells Fargo | Lowered target | Equal-Weight | $19.00 → $18.00 |
| Apr 6, 2026 | Barclays | Lowered target | Equal-Weight | $28.00 → $18.00 |
| Mar 19, 2026 | Wells Fargo | Initiated | Equal-Weight | $19.00 |
| Feb 18, 2026 | Truist Securities | Lowered target | Hold | $28.00 → $21.00 |
| Feb 9, 2026 | Citizens | Upgrade | Market Perform → Market Outperform | $30.00 |
| Feb 3, 2026 | JP Morgan | Upgrade | Neutral → Overweight | $31.00 |
| Feb 2, 2026 | Needham | Lowered target | Buy | $36.00 → $33.00 |
| Jan 6, 2026 | Goldman Sachs | Lowered target | Neutral | $27.00 → $24.00 |
| Jan 6, 2026 | Barclays | Raised target | Equal-Weight | $23.00 → $28.00 |
| Nov 25, 2025 | Truist Securities | Lowered target | Hold | $31.00 → $28.00 |
| Nov 4, 2025 | Truist Securities | Raised target | Hold | $29.00 → $31.00 |
| Oct 30, 2025 | UBS | Raised target | Neutral | $20.50 → $27.50 |
| Oct 29, 2025 | BTIG | Reiterated | Neutral | — |
| Oct 29, 2025 | Needham | Raised target | Buy | $29.00 → $36.00 |
| Oct 29, 2025 | Barclays | Raised target | Equal-Weight | $21.00 → $23.00 |
| Oct 29, 2025 | JP Morgan | Raised target | Neutral | $26.00 → $28.00 |
| Oct 29, 2025 | Keefe, Bruyette & Woods | Raised target | Underperform | $18.00 → $20.00 |
| Oct 29, 2025 | Goldman Sachs | Raised target | Neutral | $24.00 → $27.00 |
Source: Yahoo Finance analyst data, collected daily.