SOFI
SoFi Technologies, Inc. · Financial Services · Credit Services
$14.68
+3.20% today · -5.99% 1W
Oct 15 close or latest
ReadoutWhy it's moving
Up on record loan originations, deposits, growth
- SOFI +3.20% on the last session vs SPY +0.06%: +3.1 pts of stock-specific move.
- News: 247wallst.com reports SoFi posted record loan originations, deposits, and member growth. (247wallst.com)
- More than its group: its brokers & fintech peers +1.4% (+1.3 pts vs SPY).
- Aftermath, big drop (Oct 14): After its 53 big drops in the past 5 years, SOFI was higher a month later 29 times out of 53; half the outcomes fell between -8.4% and +15.4%. History, not a forecast.
- 13 Reddit mentions in the past 24 hours, 74% positive over the week.
- 2 analyst actions in the past 10 days (0 positive, 1 negative); latest: TD Cowen maintained Hold, lowered target $18.00 → $17.50.
- 2 insider or congressional trades in the past 30 days.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
Assembled from Wallsti's own signals and the session's headlines and filings read by AI (Claude); it can misread, so the sources are linked.
Next report
Oct 27
Before the open · in 12 days
EPS estimate
$0.17
$0.16 to $0.18 · 9 analysts
Revenue estimate
$1.3B
$1.2B to $1.3B
Track record
7/8 beats
last 8 reports · moved ±5.8% on average
Reports
| Reported | Quarter | EPS est. | EPS | EPS surprise | Revenue | Reaction | Gap | 5 days |
|---|---|---|---|---|---|---|---|---|
| Jul 29, 2026 BMO | 2Q2026 | $0.11 | $0.12 | +$0.01 (+9.9%) beat | $1.2B | -8.9% -7.4 vs SPY | -7.4% | +11.7% |
| Apr 27, 2026 AMC | 1Q2026 | $0.12 | $0.12 | −$0.00 (−4.2%) in line | $1.1B | -2.1% -1.6 vs SPY | -1.9% | -13.7% |
| Jan 30, 2026 BMO | 4Q2025 | $0.11 | $0.12 | +$0.01 (+8.7%) beat | $1.0B | -6.4% -6.1 vs SPY | +4.4% | -20.1% |
| Oct 28, 2025 BMO | 3Q2025 | $0.08 | $0.10 | +$0.02 beat | $949.6M | +5.5% +5.3 vs SPY | +3.3% | +2.1% |
| Jul 29, 2025 BMO | $0.06 | $0.09 | +$0.03 beat | — | +6.6% +6.8 vs SPY | +9.9% | +3.8% | |
| Apr 29, 2025 BMO | $0.03 | $0.06 | +$0.03 beat | — | +0.5% -0.1 vs SPY | +7.0% | -2.6% | |
| Jan 27, 2025 BMO | $0.04 | $0.05 | +$0.01 beat | — | -10.3% -8.9 vs SPY | -11.1% | -11.9% | |
| Oct 29, 2024 BMO | $0.04 | $0.05 | +$0.01 beat | — | -6.4% -6.6 vs SPY | -3.9% | -2.5% | |
| Jul 30, 2024 BMO | $0.01 | $0.02 | +$0.01 beat | — | +1.2% +1.7 vs SPY | +3.4% | -10.8% | |
| Apr 29, 2024 BMO | — | $0.03 | — | -10.5% -10.8 vs SPY | -6.3% | -11.6% | ||
| Jan 29, 2024 BMO | $0.04 | $0.04 | $0.00 in line | — | +20.2% +19.4 vs SPY | +15.8% | +3.4% | |
| Oct 30, 2023 BMO | −$0.09 | −$0.03 | +$0.06 beat | — | +1.0% -0.2 vs SPY | +10.6% | +16.6% | |
| Jul 31, 2023 BMO | −$0.07 | −$0.06 | +$0.01 beat | — | +19.9% +19.7 vs SPY | +8.8% | -0.5% | |
| May 1, 2023 BMO | −$0.09 | −$0.04 | +$0.05 beat | — | -12.2% -12.1 vs SPY | +4.7% | -17.2% | |
| Jan 30, 2023 BMO | −$0.07 | −$0.04 | +$0.03 beat | — | +12.5% +13.7 vs SPY | +10.9% | +25.6% | |
| Nov 1, 2022 BMO | −$0.07 | −$0.08 | −$0.01 miss | — | +5.3% +5.8 vs SPY | +18.8% | -4.8% | |
| Aug 2, 2022 AMC | −$0.10 | −$0.11 | −$0.01 (−10.0%) miss | — | +28.4% +26.8 vs SPY | +13.6% | +15.3% | |
| May 10, 2022 — | −$0.13 | −$0.11 | +$0.02 (+15.4%) beat | — | -12.1% -12.3 vs SPY | -3.7% | +15.8% | |
| Mar 1, 2022 AMC | −$0.12 | −$0.12 | $0.00 (0.0%) in line | — | +3.4% +1.6 vs SPY | +15.6% | -13.2% | |
| Nov 10, 2021 AMC | −$0.13 | −$0.12 | +$0.01 (+7.7%) beat | — | +12.5% +12.5 vs SPY | +17.5% | +3.4% | |
| Aug 12, 2021 AMC | −$0.05 | −$0.48 | −$0.43 miss | — | — | — | — |
BMO = before the open, AMC = after the close. Reaction: the first session that could trade on the report (the same day for BMO, the next session for AMC) against the close before it; "vs SPY" subtracts the S&P 500 over the same session. EPS surprise is in dollars, with the percentage only when the estimate is at least $0.10 (near zero, a small beat would show as hundreds of percent). Revenue surprise needs the estimate from before the report, so it starts with the reports Wallsti saw coming.
Analyst estimates
| Period | EPS | Range | vs year ago | 90-day trend | Revisions 30d | Revenue | vs year ago |
|---|---|---|---|---|---|---|---|
| Current quarter · Sep 30, 2026 | $0.17 (9) | $0.16 – $0.18 | +64% | -2.6% | ▲1 ▼4 | $1.3B | +32% |
| Next quarter · Dec 31, 2026 | $0.19 (9) | $0.18 – $0.21 | +58% | -1.3% | ▲0 ▼2 | $1.3B | +30% |
| Current year · Dec 31, 2026 | $0.59 (10) | $0.56 – $0.63 | +58% | +0.1% | ▲1 ▼1 | $4.9B | +36% |
| Next year · Dec 31, 2027 | $0.82 (10) | $0.78 – $0.88 | +39% | +1.8% | ▲2 ▼0 | $6.1B | +25% |
Consensus as of Oct 15, 2026. Source: Yahoo Finance analyst estimates; schedule and timing also from Nasdaq's earnings calendar.