SOFI
SoFi Technologies, Inc. · Financial Services · Credit Services
$14.51
+2.05% today · -7.03% 1W
Oct 15 close or latest
ReadoutWhy it's moving
Up on record loan originations, deposits, growth
- SOFI +2.05% on the last session vs SPY +0.10%: +2.0 pts of stock-specific move.
- News: 247wallst.com reports SoFi posted record loan originations, deposits, and member growth. (247wallst.com)
- Not a group move: its brokers & fintech peers +0.4% (+0.3 pts vs SPY).
- Aftermath, big drop (Oct 14): After its 53 big drops in the past 5 years, SOFI was higher a month later 29 times out of 53; half the outcomes fell between -8.4% and +15.4%. History, not a forecast.
- 19 Reddit mentions in the past 24 hours, 73% positive over the week.
- 2 analyst actions in the past 10 days (0 positive, 1 negative); latest: TD Cowen maintained Hold, lowered target $18.00 → $17.50.
- 2 insider or congressional trades in the past 30 days.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
- Activity: volume on pace for 1.5× its 20-day average.
Assembled from Wallsti's own signals and the session's headlines and filings read by AI (Claude); it can misread, so the sources are linked.
SOFI against the S&P 500 components
| Window | Rank of 500 | Every S&P 500 stock · SOFI SPY | Gain | SPY gain |
|---|---|---|---|---|
| 1 day | #158 | +2.05% | +0.01% | |
| 1 week | #464 | -7.03% | -0.55% | |
| 1 month | #495 | -14.98% | +1.88% | |
| 3 months | #466 | -18.79% | +2.22% | |
| 6 months | #473 | -22.77% | +10.52% | |
| 1 year | #493 | -48.23% | +16.96% | |
| Overall | #497 | sum of the six window ranks, ranked again | ||
R500 ranks the stock's gain over each window against the S&P 500 components over the same window (#1 = best). Each grey dot is one component, by its gain (the most extreme 1% at each end are pinned to the edge); hover a row for the numbers. Near-real-time during market hours.
Brokers & fintech Theme · 7 stocks · SOFI #7 of 7 over 3 months
| Stock | 1d | 1w | 1m | 3m | 6m | 1y |
|---|---|---|---|---|---|---|
| PYPL PayPal | +0.3% | +2.3% | +4.6% | +1.6% | +14.2% | -16.3% |
| XYZ Block, Inc. | +4.2% | +5.1% | +0.9% | -3.4% | +16.3% | +3.8% |
| AFRM | +0.8% | -7.9% | -1.4% | -13.0% | +19.2% | -2.7% |
| IBKR Interactive Brokers | 0.0% | -2.7% | -5.2% | -13.5% | +5.8% | +21.1% |
| HOOD Robinhood Markets | +0.4% | -5.2% | -8.2% | -12.2% | +16.2% | -24.4% |
| SCHW Charles Schwab Corporation | -3.1% | -3.1% | -12.9% | -8.4% | -5.8% | +0.8% |
| SOFI | +2.1% | -7.0% | -15.0% | -18.8% | -22.8% | -48.2% |
| Others' average | +0.4% | -1.9% | -3.7% | -8.2% | +11.0% | -2.9% |
| SOFI's place | #2 of 7 | #6 of 7 | #7 of 7 | #7 of 7 | #7 of 7 | #7 of 7 |
Click a column to sort. Themes are Wallsti's curated peer groups; their members need not be in the S&P 500.
Credit Services S&P 500 industry · 7 stocks · SOFI #7 of 7 over 3 months
| Stock | 1d | 1w | 1m | 3m | 6m | 1y |
|---|---|---|---|---|---|---|
| MA Mastercard | +1.7% | +6.9% | +7.2% | +14.8% | +18.4% | +9.7% |
| V Visa Inc. | +2.0% | +6.4% | +6.3% | +12.6% | +26.9% | +16.4% |
| PYPL PayPal | +0.3% | +2.3% | +4.6% | +1.6% | +14.2% | -16.3% |
| AXP American Express | +1.1% | +1.1% | -4.0% | -13.1% | -5.1% | -5.1% |
| SYF Synchrony Financial | +1.7% | -1.1% | -4.1% | -1.1% | -3.2% | +2.5% |
| COF Capital One | +1.3% | -1.3% | -4.9% | -5.5% | -2.3% | -7.1% |
| SOFI | +2.1% | -7.0% | -15.0% | -18.8% | -22.8% | -48.2% |
| Others' average | +1.4% | +2.4% | +0.8% | +1.6% | +8.1% | 0.0% |
| SOFI's place | #1 of 7 | #7 of 7 | #7 of 7 | #7 of 7 | #7 of 7 | #7 of 7 |
Fundamentals Credit Services
| Metric | Value | Industry median | S&P 500 median | Rank in S&P 500 | Rank in industry |
|---|---|---|---|---|---|
| Targeted Gain Median higher is better | 33.6% | 15.8% | 17.8% | #80 of 498 | #1 of 7 |
| fPE/tPE lower is better | 0.60 | 0.80 | 0.76 | #115 of 478 | #1 of 7 |
| PE/G lower is better | 0.54 | 1.12 | 1.51 | #34 of 495 | #2 of 7 |
| EV/Revenue lower is better | 4.31 | 2.88 | 3.80 | #277 of 497 | #5 of 7 |
| Gross Margin higher is better | 83.7% | 80.0% | 45.6% | #29 of 483 | #3 of 5 |
| Profit Margin higher is better | 14.9% | 28.7% | 13.2% | #221 of 501 | #6 of 7 |
| Revenue Growth higher is better | 42.6% | 13.5% | 9.3% | #40 of 500 | #2 of 7 |
Hover a metric for what it measures. Ranks and medians are over the S&P 500 components with a value, the stock included in the ranks (#1 = best); for the three ratios only positive values count, as a negative ratio means no earnings.