SOFI
Outperforming without a clear catalyst yet
- SOFI +0.67% on the last session vs SPY −0.29%: +1.0 pts of stock-specific move.
- Against the group: its brokers & fintech peers -1.5% (-1.2 pts vs SPY).
- Aftermath, big drop (Oct 14): After its 53 big drops in the past 5 years, SOFI was higher a month later 29 times out of 53; half the outcomes fell between -8.4% and +15.4%. History, not a forecast.
- 24 Reddit mentions in the past 24 hours, 73% positive over the week.
- 2 analyst actions in the past 10 days (0 positive, 1 negative); latest: TD Cowen maintained Hold, lowered target $18.00 → $17.50.
- 2 insider or congressional trades in the past 30 days.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
- Activity: volume on pace for 2.5× its 20-day average.
Insiders
| Trade date | Insider | Role | Side | Type | Shares | Avg price | Value | Filed |
|---|---|---|---|---|---|---|---|---|
| Sep 21, 2026 | Jeremy Rishel | CTO | Sell | 10b5-1 plan | 18,624 | $17.50 | $325.9K | Sep 23 |
| Sep 21, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 10,203 | $16.99 | $173.3K | Sep 23 |
| Sep 15, 2026 | Eric Schuppenhauer | EVP | Tax | tax withholding | 2,757 | $17.28 | $47.6K | Sep 16 |
| Sep 15, 2026 | Jeremy Rishel | CTO | Tax | tax withholding | 41,750 | $17.28 | $721.4K | Sep 16 |
| Sep 15, 2026 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 11,838 | $17.28 | $204.5K | Sep 16 |
| Sep 15, 2026 | Robert S Lavet | General Counsel | Tax | tax withholding | 14,414 | $17.28 | $249.1K | Sep 16 |
| Sep 15, 2026 | Kelli Keough | EVP | Tax | tax withholding | 66,033 | $17.28 | $1.1M | Sep 16 |
| Sep 14, 2026 | Anthony Noto | CEO | Tax | tax withholding | 188,259 | $17.32 | $3.3M | Sep 16 |
| Sep 14, 2026 | Christopher Lapointe | CFO | Tax | tax withholding | 59,341 | $17.32 | $1M | Sep 16 |
| Aug 20, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 11,286 | $18.00 | $203.2K | Aug 24 |
| Aug 18, 2026 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 25,118 | $18.00 | $452.2K | Aug 19 |
| Aug 18, 2026 | Eric Schuppenhauer | EVP | Tax | tax withholding | 23,720 | $18.00 | $427K | Aug 19 |
| Jul 20, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 10,954 | $17.19 | $188.3K | Jul 21 |
| Jun 22, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 10,954 | $17.35 | $190.1K | Jun 23 |
| Jun 18, 2026 | Robert S Lavet | General Counsel | Sell | unplanned | 1,188 | $17.55 | $20.8K | Jun 22 |
| Jun 17, 2026 | Jeremy Rishel | CTO | Sell | 10b5-1 plan | 102,123 | $17.78 | $1.8M | Jun 17 |
| Jun 16, 2026 | Anthony Noto | CEO | Buy | open-market buy | 13,888 | $18.06 | $250.8K | Jun 16 |
| Jun 16, 2026 | Jeremy Rishel | CTO | Tax | tax withholding | 155,605 | $17.61 | $2.7M | Jun 17 |
| Jun 16, 2026 | Eric Schuppenhauer | EVP | Tax | tax withholding | 2,509 | $17.61 | $44.2K | Jun 17 |
| Jun 16, 2026 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 11,029 | $17.61 | $194.2K | Jun 17 |
| Jun 16, 2026 | Robert S Lavet | General Counsel | Tax | tax withholding | 14,914 | $17.61 | $262.6K | Jun 17 |
| Jun 16, 2026 | Kelli Keough | EVP | Tax | tax withholding | 61,479 | $17.61 | $1.1M | Jun 17 |
| Jun 15, 2026 | Anthony Noto | CEO | Tax | tax withholding | 187,018 | $16.58 | $3.1M | Jun 17 |
| Jun 15, 2026 | Christopher Lapointe | CFO | Tax | tax withholding | 55,219 | $16.58 | $915.5K | Jun 17 |
| Jun 10, 2026 | Robert S Lavet | General Counsel | Tax | tax withholding | 1,020 | $16.06 | $16.4K | Jun 11 |
| May 20, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 10,037 | $15.53 | $155.9K | May 22 |
| May 15, 2026 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 24,805 | $15.49 | $384.3K | May 18 |
| May 15, 2026 | Eric Schuppenhauer | EVP | Tax | tax withholding | 22,542 | $15.49 | $349.2K | May 18 |
| May 11, 2026 | Anthony Noto | CEO | Buy | open-market buy | 15,545 | $16.00 | $248.8K | May 11 |
| May 8, 2026 | Anthony Noto | CEO | Buy | open-market buy | 15,878 | $15.73 | $249.8K | May 8 |
| Apr 21, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 9,742 | $19.25 | $187.6K | Apr 23 |
| Mar 20, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 9,742 | $16.94 | $165.1K | Mar 20 |
| Mar 18, 2026 | Jeremy Rishel | CTO | Sell | 10b5-1 plan | 94,958 | $17.43 | $1.7M | Mar 18 |
| Mar 17, 2026 | Anthony Noto | CEO | Buy | open-market buy | 28,900 | $17.32 | $500.5K | Mar 17 |
| Mar 17, 2026 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 6,375 | $17.62 | $112.3K | Mar 18 |
| Mar 17, 2026 | Kelli Keough | EVP | Tax | tax withholding | 63,145 | $17.62 | $1.1M | Mar 18 |
| Mar 17, 2026 | Jeremy Rishel | CTO | Tax | tax withholding | 160,500 | $17.62 | $2.8M | Mar 18 |
| Mar 17, 2026 | Robert S Lavet | General Counsel | Tax | tax withholding | 16,669 | $17.62 | $293.7K | Mar 18 |
| Mar 16, 2026 | Christopher Lapointe | CFO | Tax | tax withholding | 82,913 | $17.76 | $1.5M | Mar 18 |
| Mar 16, 2026 | Anthony Noto | CEO | Tax | tax withholding | 249,004 | $17.76 | $4.4M | Mar 18 |
| Mar 2, 2026 | Anthony Noto | CEO | Buy | open-market buy | 56,000 | $17.88 | $1M | Mar 2 |
| Feb 20, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 9,755 | $18.87 | $184.1K | Feb 20 |
| Feb 18, 2026 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 25,420 | $19.62 | $498.8K | Feb 19 |
| Feb 18, 2026 | Eric Schuppenhauer | EVP | Tax | tax withholding | 23,083 | $19.62 | $452.9K | Feb 19 |
| Feb 6, 2026 | Robert S Lavet | General Counsel | Buy | open-market buy | 5,000 | $21.04 | $105.2K | Feb 6 |
| Feb 6, 2026 | Steven J Freiberg | Director | Sell | unplanned | 94,225 | $20.31 | $1.9M | Feb 9 |
| Feb 5, 2026 | Eric Schuppenhauer | EVP | Buy | open-market buy | 5,000 | $19.93 | $99.7K | Feb 5 |
| Jan 20, 2026 | Kelli Keough | EVP | Sell | 10b5-1 plan | 9,468 | $25.75 | $243.8K | Jan 22 |
| Dec 23, 2025 | Kelli Keough | EVP | Sell | 10b5-1 plan | 9,468 | $27.14 | $256.9K | Dec 23 |
| Dec 17, 2025 | Jeremy Rishel | CTO | Sell | 10b5-1 plan | 91,837 | $26.64 | $2.4M | Dec 22 |
| Dec 16, 2025 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 6,569 | $26.26 | $172.5K | Dec 17 |
| Dec 16, 2025 | Stephen Simcock | General Counsel | Tax | tax withholding | 44,749 | $26.26 | $1.2M | Dec 17 |
| Dec 16, 2025 | Jeremy Rishel | CTO | Tax | tax withholding | 151,937 | $26.26 | $4M | Dec 17 |
| Dec 16, 2025 | Kelli Keough | EVP | Tax | tax withholding | 64,804 | $26.26 | $1.7M | Dec 17 |
| Dec 15, 2025 | Anthony Noto | CEO | Tax | tax withholding | 305,304 | $27.28 | $8.3M | Dec 17 |
| Dec 15, 2025 | Christopher Lapointe | CFO | Tax | tax withholding | 74,823 | $27.28 | $2M | Dec 17 |
| Nov 21, 2025 | Arun Pinto | Chief Risk Officer | Sell | 10b5-1 plan | 46,132 | $24.76 | $1.1M | Nov 21 |
| Nov 20, 2025 | Kelli Keough | EVP | Sell | 10b5-1 plan | 10,340 | $26.43 | $273.3K | Nov 21 |
| Nov 18, 2025 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 25,808 | $27.61 | $712.6K | Nov 18 |
| Nov 18, 2025 | Eric Schuppenhauer | EVP | Tax | tax withholding | 23,281 | $27.61 | $642.8K | Nov 18 |
| Nov 5, 2025 | Anthony Noto | CEO | Tax | tax withholding | 1,133,722 | $27.16 | $30.8M | Nov 7 |
| Nov 5, 2025 | Christopher Lapointe | CFO | Tax | tax withholding | 146,534 | $27.16 | $4M | Nov 7 |
| Oct 20, 2025 | Kelli Keough | EVP | Sell | 10b5-1 plan | 10,036 | $28.33 | $284.3K | Oct 22 |
| Sep 18, 2025 | Kelli Keough | EVP | Sell | 10b5-1 plan | 10,036 | $27.86 | $279.6K | Sep 19 |
| Sep 18, 2025 | Jeremy Rishel | CTO | Sell | 10b5-1 plan | 98,733 | $27.50 | $2.7M | Sep 19 |
| Sep 16, 2025 | Kelli Keough | EVP | Tax | tax withholding | 61,364 | $26.99 | $1.7M | Sep 17 |
| Sep 16, 2025 | Arun Pinto | Chief Risk Officer | Tax | tax withholding | 5,743 | $26.99 | $155K | Sep 17 |
| Sep 16, 2025 | Jeremy Rishel | CTO | Tax | tax withholding | 142,578 | $26.99 | $3.8M | Sep 17 |
| Sep 16, 2025 | Stephen Simcock | General Counsel | Tax | tax withholding | 39,116 | $26.99 | $1.1M | Sep 17 |
| Sep 16, 2025 | Derek J White | CEO | Tax | tax withholding | 36,190 | $26.99 | $976.7K | Sep 17 |
| Sep 15, 2025 | Christopher Lapointe | CFO | Tax | tax withholding | 73,965 | $26.55 | $2M | Sep 17 |
| Sep 15, 2025 | Anthony Noto | CEO | Tax | tax withholding | 301,821 | $26.55 | $8M | Sep 17 |
Officers, directors and 10% owners file SEC Form 4 within two business days. Unplanned: the insider chose to trade now, the trades worth attention; their dollars make the net above. 10b5-1 plan: scheduled in advance, kept for the record. Tax: shares withheld on vesting stock, not a market trade. Awards, option exercises and gifts are left out. Source: SEC EDGAR, collected daily for the stocks discussed on Reddit.
Congress
Members of Congress report trades within 45 days of the trade date, so these are never real-time. Amounts are disclosed as ranges; the net uses each range's midpoint (≈). Source: House and Senate periodic transaction reports via CongressInvests, refreshed daily.
Funds
| Investor | Shares | Value | Of its portfolio | Vs quarter before | As of |
|---|---|---|---|---|---|
| ARK Invest (Cathie Wood) | 3,256,476 | $46.3M | ARKF 2.0% · ARKK 0.5% | — | Oct 15 |
Well-known investors we follow (Buffett, Ackman, Icahn, Druckenmiller, Tepper, Soros and others). 13F: managers report their US stock holdings up to 45 days after each quarter; the change from the quarter before is dated by the filing, the trades happened some time in the quarter, and the value is at the quarter-end price (≈). New and closed positions, and adds or cuts of 20% or more, of positions at least 0.2% of the portfolio. ARK: Cathie Wood's ETFs publish their holdings every morning; the change beyond the fund's own inflows and outflows, dated by the session it traded. 5%+ stake: Schedule 13D (with intent to influence) or 13G (passive), filed within days. Source: SEC EDGAR, ark-funds.com, refreshed daily. Who holds it: each investor's latest 13F portfolio (positions at the quarter's end; one sold since would not show until the next filing), and ARK's ETFs as of their latest daily file. The funds we follow and their portfolios · All recent insider, congressional and fund moves