SOFI
SoFi Technologies, Inc. · Financial Services · Credit Services
$14.55
+2.29% today · -6.82% 1W
Oct 15 close or latest
ReadoutWhy it's moving
Up on record loan originations, deposits, growth
- SOFI +2.29% on the last session vs SPY +0.09%: +2.2 pts of stock-specific move.
- News: 247wallst.com reports SoFi posted record loan originations, deposits, and member growth. (247wallst.com)
- Not a group move: its brokers & fintech peers +0.5% (+0.5 pts vs SPY).
- Aftermath, big drop (Oct 14): After its 53 big drops in the past 5 years, SOFI was higher a month later 29 times out of 53; half the outcomes fell between -8.4% and +15.4%. History, not a forecast.
- 19 Reddit mentions in the past 24 hours, 73% positive over the week.
- 2 analyst actions in the past 10 days (0 positive, 1 negative); latest: TD Cowen maintained Hold, lowered target $18.00 → $17.50.
- 2 insider or congressional trades in the past 30 days.
- Market backdrop (Today): Core PPI m/m 1.3% vs 0.3% expected (hotter); Core Retail Sales m/m 0.9% vs 0.6% expected (stronger); S&P futures -0.08%, 10-year yield -3bp in the 30 minutes after.
- Activity: volume on pace for 1.6× its 20-day average.
Assembled from Wallsti's own signals and the session's headlines and filings read by AI (Claude); it can misread, so the sources are linked.
Best and worst times to own SOFI in the past two years
Buying and selling at the close. Each colored stretch is the best or worst window for that holding period, green for a gain and red for a loss: longer holds are wider and darker underneath, shorter ones brighter on top. The grey line is the full two years. Letters mark events inside the windows (E earnings, A analyst, I insider, M mention spike, V volume spike, T theme move, N news). Hover a period above the chart to pick it out and see only its events; click it to hide or show it.
Best and worst window per holding period
| Best | Worst | |||||||
|---|---|---|---|---|---|---|---|---|
| Hold for | Buy | Sell | Gain | Rank | Buy | Sell | Gain | Rank |
| one single day | Apr 8, 2025 | Apr 9, 2025 | +19.9% | #34 | Apr 28, 2026 | Apr 29, 2026 | -15.4% | #59 |
| one week | Nov 4, 2024 | Nov 11, 2024 | +29.3% | #39 | Apr 1, 2025 | Apr 8, 2025 | -20.2% | #73 |
| one month | Oct 29, 2024 | Nov 29, 2024 | +56.7% | #34 | Jan 5, 2026 | Feb 5, 2026 | -33.5% | #36 |
| 3 months | Apr 8, 2025 | Jul 8, 2025 | +110.0% | #25 | Dec 26, 2025 | Mar 27, 2026 | -43.7% | #20 |
| 6 months | Apr 8, 2025 | Oct 8, 2025 | +194.9% | #18 | Nov 12, 2025 | May 12, 2026 | -50.6% | #18 |
| one year | Oct 29, 2024 | Oct 29, 2025 | +195.1% | #34 | Oct 14, 2025 | Oct 14, 2026 | -49.0% | #39 |
Rank #39 for the best one week means 38 of the S&P 500 components had a better best-one week gain over the past year; for the worst windows #1 is the deepest fall. Updated .
What happened in each window
Best one single day Apr 8, 2025 → Apr 9, 2025 +19.9% · 1 event
- T Theme rally Brokers & fintech peers +5.2 pts vs SPY; the stock +19.9%
Best one week Nov 4, 2024 → Nov 11, 2024 +29.3% · 2 events
- T Theme rally Brokers & fintech peers +6.9 pts vs SPY; the stock +3.4%
- T Theme selloff Brokers & fintech peers -3.0 pts vs SPY; the stock +0.8%
Best one month Oct 29, 2024 → Nov 29, 2024 +56.7% · 6 events
- E Earnings beat EPS +$0.01 vs consensus · -6.4% reaction
- V Volume spike 3.3x average volume, -6.4% on the day
- T Theme rally Brokers & fintech peers +6.9 pts vs SPY; the stock +3.4%
- T Theme selloff Brokers & fintech peers -3.0 pts vs SPY; the stock +0.8%
- T Theme rally Brokers & fintech peers +2.8 pts vs SPY; the stock +1.7%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -1.3%
Best 3 months Apr 8, 2025 → Jul 8, 2025 +110.0% · 9 events
- T Theme rally Brokers & fintech peers +5.2 pts vs SPY; the stock +19.9%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.6%
- M Mention spike 24 mentions vs 4.3/day the week before
- E Earnings beat EPS +$0.03 vs consensus · +0.5% reaction
- T Theme rally Brokers & fintech peers +3.2 pts vs SPY; the stock +1.9%
- T Theme selloff Brokers & fintech peers -2.3 pts vs SPY; the stock -3.3%
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock +5.8%
- T Theme rally Brokers & fintech peers +3.1 pts vs SPY; the stock +6.0%
- T Theme selloff Brokers & fintech peers -2.2 pts vs SPY; the stock +3.7%
Best 6 months Apr 8, 2025 → Oct 8, 2025 +194.9% · 23 events
- T Theme rally Brokers & fintech peers +5.2 pts vs SPY; the stock +19.9%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.6%
- M Mention spike 24 mentions vs 4.3/day the week before
- E Earnings beat EPS +$0.03 vs consensus · +0.5% reaction
- T Theme rally Brokers & fintech peers +3.2 pts vs SPY; the stock +1.9%
- T Theme selloff Brokers & fintech peers -2.3 pts vs SPY; the stock -3.3%
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock +5.8%
- T Theme rally Brokers & fintech peers +3.1 pts vs SPY; the stock +6.0%
- T Theme selloff Brokers & fintech peers -2.2 pts vs SPY; the stock +3.7%
- M Mention spike 27 mentions vs 6.9/day the week before
- T Theme rally Brokers & fintech peers +3.0 pts vs SPY; the stock -1.3%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock +6.6%
- E Earnings beat EPS +$0.03 vs consensus · +6.6% reaction
- M Mention spike 54 mentions vs 5.6/day the week before
- V Volume spike 3.4x average volume, +6.6% on the day
- T Theme rally Brokers & fintech peers +3.0 pts vs SPY; the stock +2.7%
- M Mention spike 27 mentions vs 4.6/day the week before
- T Theme selloff Brokers & fintech peers -2.5 pts vs SPY; the stock -6.1%
- M Mention spike 22 mentions vs 3.7/day the week before
- T Theme selloff Brokers & fintech peers -2.7 pts vs SPY; the stock +0.9%
- T Theme rally Brokers & fintech peers +2.9 pts vs SPY; the stock +1.4%
- T Theme rally Brokers & fintech peers +3.8 pts vs SPY; the stock -1.5%
- M Mention spike 26 mentions vs 2.7/day the week before
Best one year Oct 29, 2024 → Oct 29, 2025 +195.1% · 52 events
- E Earnings beat EPS +$0.01 vs consensus · -6.4% reaction
- V Volume spike 3.3x average volume, -6.4% on the day
- T Theme rally Brokers & fintech peers +6.9 pts vs SPY; the stock +3.4%
- T Theme selloff Brokers & fintech peers -3.0 pts vs SPY; the stock +0.8%
- T Theme rally Brokers & fintech peers +2.8 pts vs SPY; the stock +1.7%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -1.3%
- T Theme rally Brokers & fintech peers +2.4 pts vs SPY; the stock +2.4%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.8%
- T Theme selloff Brokers & fintech peers -4.0 pts vs SPY; the stock -8.5%
- T Theme rally Brokers & fintech peers +2.7 pts vs SPY; the stock -8.2%
- M Mention spike 39 mentions vs 9.4/day the week before
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.5%
- M Mention spike 34 mentions vs 4.7/day the week before
- E Earnings beat EPS +$0.01 vs consensus · -10.3% reaction
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock +2.8%
- T Theme selloff Brokers & fintech peers -3.8 pts vs SPY; the stock -0.7%
- T Theme rally Brokers & fintech peers +5.1 pts vs SPY; the stock +0.7%
- M Mention spike 21 mentions vs 3.6/day the week before
- T Theme selloff Brokers & fintech peers -5.3 pts vs SPY; the stock -5.7%
- T Theme selloff Brokers & fintech peers -2.9 pts vs SPY; the stock -3.5%
- T Theme rally Brokers & fintech peers +2.2 pts vs SPY; the stock +5.9%
- T Theme selloff Brokers & fintech peers -2.7 pts vs SPY; the stock -4.5%
- T Theme selloff Brokers & fintech peers -2.3 pts vs SPY; the stock -3.5%
- T Theme selloff Brokers & fintech peers -4.6 pts vs SPY; the stock -13.6%
- T Theme rally Brokers & fintech peers +5.2 pts vs SPY; the stock +19.9%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.6%
- M Mention spike 24 mentions vs 4.3/day the week before
- E Earnings beat EPS +$0.03 vs consensus · +0.5% reaction
- T Theme rally Brokers & fintech peers +3.2 pts vs SPY; the stock +1.9%
- T Theme selloff Brokers & fintech peers -2.3 pts vs SPY; the stock -3.3%
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock +5.8%
- T Theme rally Brokers & fintech peers +3.1 pts vs SPY; the stock +6.0%
- T Theme selloff Brokers & fintech peers -2.2 pts vs SPY; the stock +3.7%
- M Mention spike 27 mentions vs 6.9/day the week before
- T Theme rally Brokers & fintech peers +3.0 pts vs SPY; the stock -1.3%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock +6.6%
- E Earnings beat EPS +$0.03 vs consensus · +6.6% reaction
- M Mention spike 54 mentions vs 5.6/day the week before
- V Volume spike 3.4x average volume, +6.6% on the day
- T Theme rally Brokers & fintech peers +3.0 pts vs SPY; the stock +2.7%
- M Mention spike 27 mentions vs 4.6/day the week before
- T Theme selloff Brokers & fintech peers -2.5 pts vs SPY; the stock -6.1%
- M Mention spike 22 mentions vs 3.7/day the week before
- T Theme selloff Brokers & fintech peers -2.7 pts vs SPY; the stock +0.9%
- T Theme rally Brokers & fintech peers +2.9 pts vs SPY; the stock +1.4%
- T Theme rally Brokers & fintech peers +3.8 pts vs SPY; the stock -1.5%
- M Mention spike 26 mentions vs 2.7/day the week before
- T Theme selloff Brokers & fintech peers -3.9 pts vs SPY; the stock -7.9%
- T Theme selloff Brokers & fintech peers -2.0 pts vs SPY; the stock -5.4%
- T Theme rally Brokers & fintech peers +2.8 pts vs SPY; the stock +3.3%
- E Earnings beat 3Q2025 · EPS +$0.02 vs consensus · +5.5% reaction
- M Mention spike 69 mentions vs 2.1/day the week before
Worst one single day Apr 28, 2026 → Apr 29, 2026 -15.4% · 2 events
- V Volume spike 3.7x average volume, -15.4% on the day
- M Mention spike 38 mentions vs 5.0/day the week before
Worst one week Apr 1, 2025 → Apr 8, 2025 -20.2% · 1 event
- T Theme selloff Brokers & fintech peers -4.6 pts vs SPY; the stock -13.6%
Worst one month Jan 5, 2026 → Feb 5, 2026 -33.5% · 6 events
- T Theme rally Brokers & fintech peers +4.6 pts vs SPY; the stock +6.6%
- M Mention spike 22 mentions vs 5.7/day the week before
- E Earnings beat 4Q2025 · EPS +$0.01 (+8.7%) vs consensus · -6.4% reaction
- M Mention spike 25 mentions vs 6.1/day the week before
- T Theme selloff Brokers & fintech peers -4.5 pts vs SPY; the stock -1.4%
- A Analyst upgrade JP Morgan: Neutral → Overweight
Worst 3 months Dec 26, 2025 → Mar 27, 2026 -43.7% · 17 events
- T Theme rally Brokers & fintech peers +4.6 pts vs SPY; the stock +6.6%
- M Mention spike 22 mentions vs 5.7/day the week before
- E Earnings beat 4Q2025 · EPS +$0.01 (+8.7%) vs consensus · -6.4% reaction
- M Mention spike 25 mentions vs 6.1/day the week before
- T Theme selloff Brokers & fintech peers -4.5 pts vs SPY; the stock -1.4%
- A Analyst upgrade JP Morgan: Neutral → Overweight
- I Insider buy Eric Schuppenhauer (EVP GBUL Borrow), $99,650
- T Theme rally Brokers & fintech peers +2.5 pts vs SPY; the stock +7.2%
- I Unplanned insider sale Steven J Freiberg (Director), $1,913,710
- T Theme selloff Brokers & fintech peers -4.6 pts vs SPY; the stock -3.0%
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock -1.0%
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $1,001,515
- M Mention spike 25 mentions vs 5.3/day the week before
- T Theme selloff Brokers & fintech peers -2.8 pts vs SPY; the stock -4.5%
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $500,516
- M Mention spike 73 mentions vs 2.6/day the week before
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.6%
Worst 6 months Nov 12, 2025 → May 12, 2026 -50.6% · 26 events
- M Mention spike 32 mentions vs 1.9/day the week before
- T Theme selloff Brokers & fintech peers -2.3 pts vs SPY; the stock -2.8%
- M Mention spike 53 mentions vs 2.3/day the week before
- T Theme rally Brokers & fintech peers +3.3 pts vs SPY; the stock +2.9%
- T Theme rally Brokers & fintech peers +4.6 pts vs SPY; the stock +6.6%
- M Mention spike 22 mentions vs 5.7/day the week before
- E Earnings beat 4Q2025 · EPS +$0.01 (+8.7%) vs consensus · -6.4% reaction
- M Mention spike 25 mentions vs 6.1/day the week before
- T Theme selloff Brokers & fintech peers -4.5 pts vs SPY; the stock -1.4%
- A Analyst upgrade JP Morgan: Neutral → Overweight
- I Insider buy Eric Schuppenhauer (EVP GBUL Borrow), $99,650
- T Theme rally Brokers & fintech peers +2.5 pts vs SPY; the stock +7.2%
- I Unplanned insider sale Steven J Freiberg (Director), $1,913,710
- T Theme selloff Brokers & fintech peers -4.6 pts vs SPY; the stock -3.0%
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock -1.0%
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $1,001,515
- M Mention spike 25 mentions vs 5.3/day the week before
- T Theme selloff Brokers & fintech peers -2.8 pts vs SPY; the stock -4.5%
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $500,516
- M Mention spike 73 mentions vs 2.6/day the week before
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.6%
- T Theme rally Brokers & fintech peers +3.3 pts vs SPY; the stock +5.1%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -3.4%
- V Volume spike 3.7x average volume, -15.4% on the day
- M Mention spike 38 mentions vs 5.0/day the week before
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $249,769
Worst one year Oct 14, 2025 → Oct 14, 2026 -49.0% · 53 events
- T Theme selloff Brokers & fintech peers -2.0 pts vs SPY; the stock -5.4%
- T Theme rally Brokers & fintech peers +2.8 pts vs SPY; the stock +3.3%
- E Earnings beat 3Q2025 · EPS +$0.02 vs consensus · +5.5% reaction
- M Mention spike 69 mentions vs 2.1/day the week before
- T Theme rally Brokers & fintech peers +2.7 pts vs SPY; the stock +2.2%
- T Theme selloff Brokers & fintech peers -3.4 pts vs SPY; the stock -9.7%
- M Mention spike 32 mentions vs 1.9/day the week before
- T Theme selloff Brokers & fintech peers -2.3 pts vs SPY; the stock -2.8%
- M Mention spike 53 mentions vs 2.3/day the week before
- T Theme rally Brokers & fintech peers +3.3 pts vs SPY; the stock +2.9%
- T Theme rally Brokers & fintech peers +4.6 pts vs SPY; the stock +6.6%
- M Mention spike 22 mentions vs 5.7/day the week before
- E Earnings beat 4Q2025 · EPS +$0.01 (+8.7%) vs consensus · -6.4% reaction
- M Mention spike 25 mentions vs 6.1/day the week before
- T Theme selloff Brokers & fintech peers -4.5 pts vs SPY; the stock -1.4%
- A Analyst upgrade JP Morgan: Neutral → Overweight
- I Insider buy Eric Schuppenhauer (EVP GBUL Borrow), $99,650
- T Theme rally Brokers & fintech peers +2.5 pts vs SPY; the stock +7.2%
- I Unplanned insider sale Steven J Freiberg (Director), $1,913,710
- T Theme selloff Brokers & fintech peers -4.6 pts vs SPY; the stock -3.0%
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock -1.0%
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $1,001,515
- M Mention spike 25 mentions vs 5.3/day the week before
- T Theme selloff Brokers & fintech peers -2.8 pts vs SPY; the stock -4.5%
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $500,516
- M Mention spike 73 mentions vs 2.6/day the week before
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -2.6%
- T Theme rally Brokers & fintech peers +3.3 pts vs SPY; the stock +5.1%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -3.4%
- V Volume spike 3.7x average volume, -15.4% on the day
- M Mention spike 38 mentions vs 5.0/day the week before
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $249,769
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -0.2%
- T Theme rally Brokers & fintech peers +3.3 pts vs SPY; the stock +5.0%
- M Mention spike 32 mentions vs 3.9/day the week before
- T Theme selloff Brokers & fintech peers -3.6 pts vs SPY; the stock -6.0%
- T Theme rally Brokers & fintech peers +2.4 pts vs SPY; the stock +3.3%
- I Insider buy Anthony Noto (Chief Executive Officer, Director), $250,787
- M Mention spike 24 mentions vs 1.9/day the week before
- I Unplanned insider sale Robert S Lavet (General Counsel), $20,845
- T Theme rally Brokers & fintech peers +3.6 pts vs SPY; the stock +3.4%
- T Theme rally Brokers & fintech peers +3.2 pts vs SPY; the stock -3.7%
- E Earnings beat 2Q2026 · EPS +$0.01 (+9.9%) vs consensus · -8.9% reaction
- M Mention spike 48 mentions vs 2.0/day the week before
- T Theme rally Brokers & fintech peers +2.7 pts vs SPY; the stock +2.7%
- T Theme rally Brokers & fintech peers +3.7 pts vs SPY; the stock +5.5%
- T Theme selloff Brokers & fintech peers -2.7 pts vs SPY; the stock -5.8%
- M Mention spike 20 mentions vs 1.9/day the week before
- T Theme rally Brokers & fintech peers +2.6 pts vs SPY; the stock +4.6%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -1.4%
- T Theme selloff Brokers & fintech peers -2.1 pts vs SPY; the stock -3.9%
- T Theme selloff Brokers & fintech peers -2.6 pts vs SPY; the stock -6.7%
- N News catalyst Headline 3 reports September CPI accelerated to 3.7%, reigniting Fed rate hike concerns affecting SOFI and peers.
From Wallsti's event record (Aftermath's events over the two years, plus the AI-read news catalysts, which only cover recent weeks). An event is no proof of cause: check the dates against the line.
Today vs. the best starting days
| As of | 1d | 1w | 1m | 3m | 6m | 1y |
|---|---|---|---|---|---|---|
| Today Oct 15, 2026 |
+2.3% | -6.8% | -14.8% | -18.6% | -22.6% | -48.1% |
| Best one single day Apr 8, 2025 |
-3.7% | -20.2% | -24.5% | -34.7% | +13.0% | +22.4% |
| Best one week Nov 4, 2024 |
-1.2% | -2.5% | +30.0% | +64.1% | +56.8% | +36.2% |
| Best one month Oct 29, 2024 |
-6.4% | -1.0% | +31.7% | +42.8% | +48.6% | +52.4% |
| Best 3 months Apr 8, 2025 |
-3.7% | -20.2% | -24.5% | -34.7% | +13.0% | +22.4% |
| Best 6 months Apr 8, 2025 |
-3.7% | -20.2% | -24.5% | -34.7% | +13.0% | +22.4% |
| Best one year Oct 29, 2024 |
-6.4% | -1.0% | +31.7% | +42.8% | +48.6% | +52.4% |
Trailing gains over each window, today and on the day each best window started, to compare today's setup with the best entries.